Stop-loss insurance

Peak risks

Find out about reinsurance with retention.

Global reinsurance coverage with retention (stop-loss insurance) protects your pension plan from excessive financial burdens resulting from an unusually high number of death or disability cases.

You have the choice.

• Claims up to an agreed annual total (retention) are borne by the pension plan. If the total claims exceed the retention during the agreed period, Zurich will assume the excess share.
• The retention is determined according to the financial options provided by the pension fund and affects the amount of the reinsurance premium.

If you would like more information, just send us an e-mail.