Conditions of participation

The organizer of the competition is Zurich Insurance Company Ltd ("Zurich"). It gives all participants the chance to win the prizes described in the competition. Any natural person with residency in Switzerland or Liechtenstein (excluding employees of the Zurich Insurance Group and its subsidiaries, as well as the general agency of Zurich) can participate in the competition. Participation is free of charge. The closing date for entries is February 6, 2018. Zurich will notify the winners by February 14, 2018, in writing or by telephone. Aside from this there will be no correspondence concerning the competition.

There is no legal basis for the collection of prizes and no cash payments will take place. Zurich reserves the right to check the data of participants for correctness when awarding prizes. Zurich cannot be held responsible for failure to award the prizes for reasons over which it has no influence (incomplete or incorrect address details for the winners), the quality of third-party services, or their cancellation (cancellation of the game, cancellation of the flight etc.). Under no circumstances will replacement services be provided or compensation given. As a rule, prizes won are non-transferable to other persons. As an exception and with the prior agreement of Zurich, a prize may be handed over to a third person if a winner cannot take possession of the prize in person. The transferal of a prize may not take place as part of an exchange of goods or services. Redistribution of prizes in exchange for payment is thus prohibited; any attempts at sale will lead to the (retroactive) disqualification of the winner and the revocation or reclamation of the prize.