- With congruent reinsurance, you transfer 100% of the provision of regulatory benefits for your pension plan, and thus the risks of death and disability, to Zurich
- Partial risk coverage gives you the option to transfer individual benefits only, such as the partner’s pension
- As market leader in the stop loss segment, Zurich protects you against the extraordinary burden of claims (frequent small losses or one major loss) that exceed the agreed deductible; you can choose your own deductible
- Peak risks (e.g. CEO disability) are covered by the excess of loss option, either combined with stop loss coverage or as a supplement to it
By the way:
Your Zurich insurance offers high loss limits: up to CHF 7m for individual losses and up to CHF 30m for total losses.