Sensibly protect your employees from day 1

Your start-up is small but performing well. A work stoppage by an employee or manager can have particularly serious repercussions in your case. It is therefore even more important that your company and your employees are fully insured against the financial consequences of absences. In this case, the LAA accident insurance effectively protects you.

That's why startup-entrepreneurs entrust us with their business

As an entrepreneur, you would rather focus on customer acquisition and landing orders than on insurance. That's why 1,000 start-ups turn to the expertise of Zurich advisers every year. Your adviser is your personal contact for your company’s risk management, whose job is to free you up to concentrate on running your business.

What you can expect from us:

We help you to save time and money

As a new company founder, you benefit from the exclusive startup discount. And thanks to our premium calculator, you can quickly and easily get the insurance with just a few clicks.


We care for you personally and individually

Contact a general agency near you. Our corporate client advisers each have an average of 20 years of professional experience.

Call centre

We are at your disposal, in case of emergency, 24 hours a day, 7 days a week.

Call us - we are there for you: On weekdays from 7-21 o'clock and for immediate help in the event of a breakdown or emergency, you can reach us at any time, around the clock.

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What insurance for my company?

Get a quick and anonymous overview with KMU-Check

The self-employed, startups and established SMEs all have operational and personal risks and these can be insured. Whether insurance is important or even mandatory depends on various factors. With just a few clicks you will receive an initial recommendation for the profile of your company. You can also calculate the premiums by entering additional information.

The most important insurances for start-ups

General Accident Insurance

Cover your employees against accidents and occupational illness and comply with the Law on Accident Insurance thanks to Zurich Insurance.

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Vita – occupational retirement provision

Mandatory occupational retirement provision (BVG) supplements AHV/IV benefits in old age, disability and death. Make provisions for yourself as an entrepreneur and for your employees and choose the occupational pension plan from Zurich and Vita Joint Foundations that suits you best.

Commercial Liability Insurance

Commercial Liability Insurance

Wherever people work, mistakes will be made. If third parties suffer losses due to your operation or your employees, your company together with its assets will be held liable. Zurich provides optimal protection against these kinds of unpredictable risks.

In what industry do you operate?

Our advisory services

Protect yourself - we will be happy to advise you.