Accident Insurance for Schoolchildren and Students

A doctor and his patient having a conversation.

Accident Insurance for Students

Risk-free to class and on school trips

Whether at school or at camp, accidents can happen at any time. It is advisable that educational institutions take out accident insurance for schoolchildren and students. Zurich Student Accident Insurance closes the gap in mandatory health insurance.

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Benefits at a glance

No age limit – this insurance is valid for postgraduate students just as much as schoolchildren and kindergarteners
Comprehensive insurance coverage on the way to and from school, during breaks, in class, and at camp
You are viewed as a responsible institution by the pupils and their families

Protects against claims relating to bodily injury and property damage
Comprehensive supplemental benefits for rescue transport, medical treatment and hospital stays
Financial support in the event of long-term disability and death

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More details

As a kindergarten, school or university, you can demonstrate that you are a responsible institution and handle the financial consequences of an accident with Zurich Student Accident Insurance.The policy covers accidents that occur in class, during breaks, on the way to and from school, and during events such as school trips and camps. Accident insurance for schoolchildren and students supplements the benefits awarded according to the Swiss Federal Law on Health Insurance (LSI) in terms of medical expenses and delivers benefits in the event of disability and death.

Supervisors and assistants at camp are not covered by Zurich Student Accident Insurance. They can be insured with Zurich Accident Insurance for temporary staff
This insurance also includes the following benefits: Medi Point (physician/hospital network) and Case Management

Accommodation and treatment in an agreed-upon ward (private, semi-private, general)
Free choice of physician and hospital in Switzerland
Pays for emergency transport, rescue and recovery costs, search efforts up to CHF 20,000

One-off capital payout
Payment amounts increase with the degree of severity of the disability
Financial support for remodeling homes or apartments to make them accessible for the disabled
Zurich works fast to deliver funds needed in emergencies
Financial help with purchasing the necessary aids and appliances