Nursery insurance

Financial compensation for paid nursery days that cannot be used

Families spend a considerable amount of resources on good childcare, such as payments for nursery supervision. These costs are generally still due, even when your child is sick or cannot attend the nursery after an accident. The Zurich - to go! Nursery Insurance compensates you for these expenses.

At a glance

  • Financial compensation if your child is sick or has had an accident and cannot attend the nursery
  • For CHF 288 per year, or CHF 24 per month, all children in your family are insured up to the age of five
  • It covers nursery costs (minus any subsidies) up to CHF 150 per day and child, including a maximum of CHF 5,000 for the insurance term
  • Simply complete a policy online and enjoy cover for a whole year


In detail

For whom is this intended?

Nursery insurance covers you as parents/single parent if you live in Switzerland or the Principality of Liechtenstein and your child attends a nursery in these countries.

What are the benefits and what does it cover?

  • Nursery insurance compensates you for any unavoidable nursery payments if your child is sick or has an accident and cannot attend the nursery
  • The insurance remunerates payments made to the nursery as of the third day of illness or accident
  • A doctor’s certificate must be submitted for illness- or accident-related absences of more than four days
  • The insurance provides coverage of up to CHF 150 per day and child, including a maximum of CHF 5,000 per insurance year

Two examples of insurance benefits

   Sat  Sun  Mon  Tues  Wed  Thurs  Fri
 Child’s days of illness
   O  O
 O
 O  O  O
 Nursery days example A
     X  ✔
   ✔
 
 Nursery days example B
       ✔
 ✔
 ✔
 ✔
O Days of illness
X Uninsured nursery days
✔ Insured nursery days

If the sick child attends nursery as shown in example A, Zurich will pay the costs for the nursery days of Tuesday and Thursday, a total of two days. If the sick child attends nursery as shown in example B, Zurich will pay the costs for the nursery days from Tuesday to Friday, a total of four days. In both cases, a doctor’s certificate would have to be submitted from Thursday on.

Good to know

Nursery insurance only provides compensation if you have completed a supervision agreement.

What cases are not covered?

  • If your children are supervised by a nanny, childminder, babysitter, etc., the insurance will not cover any resulting costs
  • Payments to child care facilities that do not satisfy the statutory requirements are not insured

What is the geographical scope of insurance?

The insurance applies to nursery supervision in Switzerland and in the Principality of Liechtenstein.

When does it start?

Get your Zurich - to go! Nursery Insurance online and enjoy full coverage for one year by the very next day.
Four weeks prior to the expiration of the insurance year we will send you an email with a reminder that you can extend your cover. It does not automatically renew.

How can I obtain the insurance?

Click on the following link "Take out a policy online" and pay the premium directly using a credit card or post office card.

Your advice

Cover missed nursery days for just CHF 288 per annum – directly online!

Request for advice

Take out a policy online

Call 0800 80 80 80

from outside Switzerland +41 44 628 98 98