The benefits under basic insurance offer you solid protection. However, if you fall ill, there are still gaps in your insurance cover which can be very expensive if you have to pay for them yourself. Supplementary insurance plans that can be selected to meet your particular requirements deliver comprehensive cover.
Family
This supplementary insurance plan is specifically tailored to you and your family. Benefits include:
- Rooming-in*: covers the accommodation costs of persons accompanying infants (up to the age of 5) undergoing treatment in hospital
- Orthodontics* up to the age of 18
- Prevention*: covers gynecological check-ups – including one mammogram each calendar year, vaccinations, medical check-ups
- Maternity*: covers the cost of additional ultrasound examinations, antenatal classes as well as antenatal and postnatal exercise classes
- Home Assistance: if the person caring for your children (up to age 16) has to go to hospital and you, the parents, are absent, a home help will be organized to look after your children (a service provided by the global emergency rescue organization Europ Assistance)
* Up to 80% of the costs of these benefits are paid from your benefits account.
Classic
This supplementary insurance plan is specifically tailored to singles and couples. Benefits include:
- Out-patient emergency treatment abroad (90% of the costs for a maximum of 180 days)
- Glasses and/or contact lenses (CHF 300 every 3 years)
- Membership fees for Qualitop-certified or Fitness-Guide Full Care fitness centers (CHF 200 per year)
- Orthodontics (50%) up to the age of 18
Jump
This supplementary insurance plan is designed for young adults aged between 19 and 25. For example, it pays contributions towards:
- Out-patient emergency treatment abroad (90% of the costs for a maximum of 180 days)
- Glasses and/or contact lenses (CHF 200 every 3 years)
- Membership fees for Qualitop-certified or Fitness-Guide Full Care fitness centers (CHF 200 per year)
- Removal of wisdom teeth (CHF 100 per tooth)
Supplementary hospital insurance
In the event of in-patient hospital treatment, your mandatory basic insurance only covers costs incurred in the canton in which you live. Supplementary hospital insurance offers you greater flexibility.
Hospital Top Liberty
- Private ward
- Free choice of doctors and hospitals worldwide (elective treatment and emergencies)
- Full cover for emergency inpatient treatment abroad, including medical assistance and repatriation to Switzerland
- Unlimited cover for costs of transport and rescue
- Contributions to spa treatments, home help, and out-of-pocket expenses during hospitalisation
- Priority Access: your personal advisor will arrange for you to see a specialist within 3 days.
Hospital Extra Liberty
- Semiprivate ward
- Free choice of doctors and hospitals among all Sanitas-accredited acute hospitals in Switzerland
- Comprehensive cover for emergency inpatient treatment abroad, including medical assistance and repatriation to Switzerland
- Covers transport and rescue costs of up to CHF 30,000 per calendar year
- Contributions to spa treatments, home help, and out-of-pocket expenses during hospitalisation
- Option of switching to the private ward
- Priority Access: your personal advisor will arrange for you to see a specialist within 7 days.
Hospital Standard Liberty
- General ward
- Free choice of Sanitas-accredited acute hospitals in Switzerland
- Comprehensive cover for emergency inpatient treatment abroad, including medical assistance and repatriation to Switzerland
- Covers transport and rescue costs of up to CHF 20,000 per calendar year
- Contributions to spa treatments and home help
- Option of switching to the semiprivate or private ward before you go into hospital
- Insurance free for third child and any further children
Hospital Upgrade
- Upgrade your hospital cover without another medical exam
- Upgrade option can be exercised every two years for a maximum of 20 years from commencement of insurance
- Low-cost option for switching to semiprivate or private hospital insurance at some point in the future
Tailored to your needs
Sanitas offers a variety of other supplementary insurance solutions that allow you to improve your coverage in case of illness – flexibly and in accordance with your particular requirements. Your Zurich advisor would be happy to explain the options available.
