With Zurich car insurance, your vehicle enjoys comprehensive coverage. Take advantage of CHF 500 off your deductible after three years of accident-free driving and enjoy accident forgiveness in the event of a claim.

Let our experts advise you at one of our locations, or give us a call! 0800 33 88 33

Your benefits

  • We reward accident-free driving: Your deductible is reduced by 500 Swiss francs after three years without an accident. After a further three years it is reduced by another 500 Swiss francs.
  • We protect your premium: Your premium is no longer increased automatically after an event of a loss.
  • We keep you mobile even in the event of a loss: Our Help Points get your vehicle on the road again quickly – with a lifelong guarantee on all repair work.
  • Our experts are nearby and glad to advise you.

Third-party liability

  • Sum insured up to CHF 100 million.
  • Insurance covers property damage and bodily injury that you cause to third parties with your car.
  • We defend you against un­jus­ti­fied claims by third parties.

Collision accidental damage

  • Collision accidental damage insurance covers damage to your own car caused sudden, forceful, external impact.
  • Zurich also provides benefits in the event of an accident for which you are at fault.
  • In the event of a total loss, you will receive 100% of the vehicle replacement value of your car  within the first year of operation (capped at the amount of the paid purchase price).
  • Collision accidental damage and single vehicle accidental damage insurance combined give you comprehensive insurance.

Partial collision damage

  • With single vehicle accidental damage insurance, your own car is insured against theft, glass damage, animal, vandalism, fire and damage caused by natural hazards (e.ghail).
  • Optional extras: Damage caused by martens parking damage, personal belongings in the car.


  • Zurich accident insurance protects you and any passengers in your vehicle against the potential financial consequences of accidents.
  • The insurance also covers medical expenses within the first five years following the day of the accident. If you require an inpatient hospital stay, the coverage also includes a private ward.
  • Accident insurance coverage is also valid in other people’s cars for you and your family – worldwide for up to six weeks.
  • It also covers medical expenses up to CHF 5'000 for pets traveling in the vehicle.


  • Valid in Switzerland and the Principality of Liechtenstein
  • Zurich covers the organization and costs of roadside assistance, including minor parts and vehicle towing and recovery costs.
  • Additional costs for necessary accommodation, completion of journey by public transport, vehicle transfer in Switzerland are covered.
  • Zurich will pay up to CHF 1'000 in total for all services provided.
  • Alternative option: Breakdown assistance, Europe.


  • The legal expenses insurer Orion is Zurich's reliable partner in providing you with cover in the event of legal proceedings.
  • Competent legal information with Orionline, advice provided by lawyers or coverage of lawyers' fees.
  • Coverage of court costs and litigation costs, including the other party's costs
  • Costs up to CHF 500'000 per incident are covered.
  • Waiver of reduction for gross negligence (except when driving under the influence of alcohol).

The best service for 20 years

Nine out of ten customers would recommend us in the event of a loss. With Zurich Help Point you remain mobile at all times. We offer you a quick and relaxed repair service with a lifelong guarantee.