GBC

Free traffic legal protection insurance with every new car insurance policy

Until 31.12.2018


Now you can benefit three ways

  • Taking out a policy before New Year’s Eve? Traffic legal protection insurance free for one year.
  • Three years without an accident? Deductible reduced by CHF 500.
  • Made a claim? No automatic premium increase.

Take out your car insurance by 31.12.2018, and you will also get one year’s motorist’s legal protection insurance from Orion for free. Whether in your car, on the train or walking, with motorist’s legal protection insurance you have all-round legal protection – even when hedge-hopping with your drone.

Traffic legal protection insurance from Orion (1 year free)

  • You get free advice on legal matters from the experts at Orion.
  • You have a free choice of lawyer in the event of a court case, Orion will cover the costs; court and trial costs are also covered.
  • Orion will pay court cost compensation to the counterparty. 
  • Even in the case of major mishaps, there is no deduction for gross negligence.
  • Sum insured up to CHF 600,000 per occurrence.

Third-party liability

  • Sum insured up to CHF 100 million.
  • Insurance covers property damage and bodily injury that you cause to third parties with your car.
  • We defend you against un­jus­ti­fied claims by third parties.

Collision accidental damage

  • Collision accidental damage insurance covers damage to your own car caused sudden, forceful, external impact.
  • Zurich also provides benefits in the event of an accident for which you are at fault.
  • In the event of a total loss, you will receive 100% of the vehicle replacement value of your car  within the first year of operation (capped at the amount of the paid purchase price).
  • Collision accidental damage and single vehicle accidental damage insurance combined give you comprehensive insurance.

Partial collision damage

  • With single vehicle accidental damage insurance, your own car is insured against theft, glass damage, animal, vandalism, fire and damage caused by natural hazards (e.ghail).
  • Optional extras: Damage caused by martens parking damage, personal belongings in the car.

Accident

  • Zurich accident insurance protects you and any passengers in your vehicle against the potential financial consequences of accidents.
  • The insurance also covers medical expenses within the first five years following the day of the accident. If you require an inpatient hospital stay, the coverage also includes a private ward.
  • Accident insurance coverage is also valid in other people’s cars for you and your family – worldwide for up to six weeks.
  • It also covers medical expenses up to CHF 5'000 for pets traveling in the vehicle.

BREAKDOWN ASSISTANCE

  • Valid in Switzerland and the Principality of Liechtenstein
  • Zurich covers the organization and costs of roadside assistance, including minor parts and vehicle towing and recovery costs.
  • Additional costs for necessary accommodation, completion of journey by public transport, vehicle transfer in Switzerland are covered.
  • Zurich will pay up to CHF 1'000 in total for all services provided.
  • Alternative option: Breakdown assistance, Europe.
    * The provider of the legal expenses insurance is Orion Legal Protection Insurance Company Ltd, based in Basel.
Orion Legal Expenses Insurance Company Ltd. is a subsidiary of Zurich Insurance Company Ltd.