Benefit now from a triple advantage

  • 3 years without an accident? Deductible reduced by CHF 500.
  • Made a claim? No automatic premium increase.
  • Had a repair? Lifelong guarantee in the Help Point.

The best service for 20 years: Nine out of ten customers would recommend us in the event of a loss. With Zurich Help Point you remain mobile at all times. We offer you a quick and relaxed repair service with a lifelong guarantee.

Third-party liability

  • Sum insured up to CHF 100 million.
  • Insurance covers property damage and bodily injury that you cause to third parties with your car.
  • We defend you against un­jus­ti­fied claims by third parties.

Collision accidental damage

  • Collision accidental damage insurance covers damage to your own car caused sudden, forceful, external impact.
  • Zurich also provides benefits in the event of an accident for which you are at fault.
  • In the event of a total loss, you will receive 100% of the vehicle replacement value of your car  within the first year of operation (capped at the amount of the paid purchase price).
  • Collision accidental damage and single vehicle accidental damage insurance combined give you comprehensive insurance.

Partial collision damage

  • With single vehicle accidental damage insurance, your own car is insured against theft, glass damage, animal, vandalism, fire and damage caused by natural hazards (e.ghail).
  • Optional extras: Damage caused by martens parking damage, personal belongings in the car.


  • Zurich accident insurance protects you and any passengers in your vehicle against the potential financial consequences of accidents.
  • The insurance also covers medical expenses within the first five years following the day of the accident. If you require an inpatient hospital stay, the coverage also includes a private ward.
  • Accident insurance coverage is also valid in other people’s cars for you and your family – worldwide for up to six weeks.
  • It also covers medical expenses up to CHF 5'000 for pets traveling in the vehicle.


  • Valid in Switzerland and the Principality of Liechtenstein
  • Zurich covers the organization and costs of roadside assistance, including minor parts and vehicle towing and recovery costs.
  • Additional costs for necessary accommodation, completion of journey by public transport, vehicle transfer in Switzerland are covered.
  • Zurich will pay up to CHF 1'000 in total for all services provided.
  • Alternative option: Breakdown assistance, Europe.


  • The legal expenses insurer Orion is Zurich's reliable partner in providing you with cover in the event of legal proceedings.
  • Competent legal information with Orionline, advice provided by lawyers or coverage of lawyers' fees.
  • Coverage of court costs and litigation costs, including the other party's costs
  • Costs up to CHF 500'000 per incident are covered.
  • Waiver of reduction for gross negligence (except when driving under the influence of alcohol).