Swiss Auto

COMPREHENSIVE PROTECTION FOR YOUR CAR

With rewards for accident-free driving

Sign up for your car insurance by September 30, 2018 and benefit fourfold as an employee at SWISS!

  • 10% SWISS special conditions
  • Additional 10% special discount in the first year
  • Motorist’s legal protection insurance from Orion* free for one year
  • Coupon for CHF 200 from Netflix, iTunes, Google Play, Spotify, Glatt, OchsnerSport, Uber or Thermalbad & Spa in Zurich

 

*The provider of the legal expenses insurance is Orion Legal Protection Insurance Company Ltd, based in Basel.

Premium protection

We will no longer be using a premium rate system – You benefit from it, because your premium will no longer automatically increase in the event of a loss.

Reduced deductible

After three years of accident-free driving  your deductible will be  reduced by CHF 500, and by another CHF 500 after a full six years of accident-free driving.

Back on the road in no time

27 Help Points and numerous repair partners – quick, convenient and always nearby. With a lifetime guarantee on repairs.

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Motorist’s legal protection insurance from Orion (1 year free)

  • You get free advice on legal matters from the experts at Orion.
  • You have a free choice of lawyer in the event of a court case, Orion will cover the costs; court and trial costs are also covered.
  • Orion will pay court cost compensation to the counterparty. 
  • Even in the case of major mishaps, there is no deduction for gross negligence.
  • Sum insured up to CHF 600,000 per occurrence.

Third-party liability

  • Sum insured up to CHF 100 million.
  • Insurance covers property damage and bodily injury that you cause to third parties with your car.
  • We defend you against un­jus­ti­fied claims by third parties.

Collision accidental damage

  • Collision accidental damage insurance covers damage to your own car caused sudden, forceful, external impact.
  • Zurich also provides benefits in the event of an accident for which you are at fault.
  • In the event of a total loss, you will receive 100% of the vehicle replacement value of your car  within the first year of operation (capped at the amount of the paid purchase price).
  • Collision accidental damage and single vehicle accidental damage insurance combined give you comprehensive insurance.

Partial collision damage

  • With single vehicle accidental damage insurance, your own car is insured against theft, glass damage, animal, vandalism, fire and damage caused by natural hazards (e.ghail).
  • Optional extras: Damage caused by martens parking damage, personal belongings in the car.

Accident

  • Zurich accident insurance protects you and any passengers in your vehicle against the potential financial consequences of accidents.
  • The insurance also covers medical expenses within the first five years following the day of the accident. If you require an inpatient hospital stay, the coverage also includes a private ward.
  • Accident insurance coverage is also valid in other people’s cars for you and your family – worldwide for up to six weeks.
  • It also covers medical expenses up to CHF 5'000 for pets traveling in the vehicle.

BREAKDOWN ASSISTANCE (optional)

  • Valid in Switzerland and the Principality of Liechtenstein
  • Zurich covers the organization and costs of roadside assistance, including minor parts and vehicle towing and recovery costs.
  • Additional costs for necessary accommodation, completion of journey by public transport, vehicle transfer in Switzerland are covered.
  • Zurich will pay up to CHF 1'000 in total for all services provided.
  • Alternative option: Breakdown assistance, Europe.
         * The provider of the legal expenses insurance is Orion Legal Protection Insurance Company Ltd, based in Basel.
Orion Legal Expenses Insurance Company Ltd. is a subsidiary of Zurich Insurance Company Ltd.