Swiss Auto

COMPREHENSIVE PROTECTION FOR YOUR CAR

With rewards for accident-free driving

Sign up for your car insurance by September 30, 2018 and benefit fourfold as an employee at SWISS!

  • 10% SWISS special conditions
  • Additional 10% special discount in the first year
  • Motorist’s legal protection insurance from Orion* free for one year
  • Coupon for CHF 200 from Netflix, iTunes, Google Play, Spotify, Glatt, OchsnerSport, Uber or Thermalbad & Spa in Zurich

 

*The provider of the legal expenses insurance is Orion Legal Protection Insurance Company Ltd, based in Basel.

Premium protection

We will no longer be using a premium rate system – You benefit from it, because your premium will no longer automatically increase in the event of a loss.

Reduced deductible

After three years of accident-free driving  your deductible will be  reduced by CHF 500, and by another CHF 500 after a full six years of accident-free driving.

Back on the road in no time

27 Help Points and numerous repair partners – quick, convenient and always nearby. With a lifetime guarantee on repairs.

Sample calculation

You can benefit just like Manuel Pfister

Manuel Pfister, a flight attendant with SWISS, also likes to travel a lot in his free time. In order to fund his wide-ranging, adventurous trips, he manages his household budget very thriftily, which is why he doesn’t want to pay too much for his insurance either. Nevertheless, whether it’s for the car, the household or the family – Pfister not only cares about a low price, but also about the best protection. That’s why he chooses Zurich.

Manuel Pfister tells himself: Do your sums and you’ll save more! 
You’ll see an example of his car insurance on the right.

Annual premium for the car insurance (third-party liability cover and comprehensive cover)1

 CHF 1,123.90  without a discount
 CHF 1,011.70  with existing special conditions for SWISS employees (10% discount on the usual  premium)
 CHF    911.00  with special conditions for SWISS and special discount (10% discount on the premium with special conditions for SWISS emlpyees in the first year)
 CHF    212.90  Savings in the first year
1Criteria of the sample calculation:
  • SWISS employee, 35 years old, Swiss
  • Audi A3 2.0 TFSI, private journeys only, no leasing 
  • Comprehensive cover (accidental damage and partial casco)
  • Price includes statutory charges
  • The special discount of 10% only applies to the first annual premium 

Motorist’s legal protection insurance from Orion (1 year free)

  • You get free advice on legal matters from the experts at Orion.
  • You have a free choice of lawyer in the event of a court case, Orion will cover the costs; court and trial costs are also covered.
  • Orion will pay court cost compensation to the counterparty. 
  • Even in the case of major mishaps, there is no deduction for gross negligence.
  • Sum insured up to CHF 600,000 per occurrence.

Third-party liability

  • Sum insured up to CHF 100 million.
  • Insurance covers property damage and bodily injury that you cause to third parties with your car.
  • We defend you against un­jus­ti­fied claims by third parties.

Collision accidental damage

  • Collision accidental damage insurance covers damage to your own car caused sudden, forceful, external impact.
  • Zurich also provides benefits in the event of an accident for which you are at fault.
  • In the event of a total loss, you will receive 100% of the vehicle replacement value of your car  within the first year of operation (capped at the amount of the paid purchase price).
  • Collision accidental damage and single vehicle accidental damage insurance combined give you comprehensive insurance.

Partial collision damage

  • With single vehicle accidental damage insurance, your own car is insured against theft, glass damage, animal, vandalism, fire and damage caused by natural hazards (e.ghail).
  • Optional extras: Damage caused by martens parking damage, personal belongings in the car.

Accident

  • Zurich accident insurance protects you and any passengers in your vehicle against the potential financial consequences of accidents.
  • The insurance also covers medical expenses within the first five years following the day of the accident. If you require an inpatient hospital stay, the coverage also includes a private ward.
  • Accident insurance coverage is also valid in other people’s cars for you and your family – worldwide for up to six weeks.
  • It also covers medical expenses up to CHF 5'000 for pets traveling in the vehicle.

BREAKDOWN ASSISTANCE (optional)

  • Valid in Switzerland and the Principality of Liechtenstein
  • Zurich covers the organization and costs of roadside assistance, including minor parts and vehicle towing and recovery costs.
  • Additional costs for necessary accommodation, completion of journey by public transport, vehicle transfer in Switzerland are covered.
  • Zurich will pay up to CHF 1'000 in total for all services provided.
  • Alternative option: Breakdown assistance, Europe.
         * The provider of the legal expenses insurance is Orion Legal Protection Insurance Company Ltd, based in Basel.
Orion Legal Expenses Insurance Company Ltd. is a subsidiary of Zurich Insurance Company Ltd.