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Are you planning your retirement? I am here for you.

Set the course for your personal future now. Financial or retirement planning provides answers tailored to your financial questions. Get in touch to arrange a free, no-obligation, initial consultation. Your expert for matters relating to financial and retirement planning in Lugano, Manno and surroundings: Matteo Masera

Free advice

Your future, our retirement provision expertise

Non importa dove ti trovi: Vi sosteniamo dove avete bisogno di noi.
People

Protect your family properly

Ensure that your family is comprehensively protected – whatever life may bring.

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Increase your assets with our top investments

Saving is good, but clever investment is better: There are enormous differences in returns. Let us advise you.

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Enjoy life to the full

Make provisions today to ensure you can enjoy your life to the full tomorrow – pension planning helps you set the course for your future.

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University education and vocational training

Save for big dreams and protect yourself against financial risks.

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If you invest the price of a coffee in your third pillar every day from the age of 30, you will have saved around CHF 100,000 at retirement thanks to compound interest.
If you are no longer able to work, for example due to illness, there will be a large gap in your household budget. For as little as CHF 5 per day, you can insure yourself and your family to guarantee the standard of living that you are accustomed to.
Take your pension into your own hands now. It's worth it! If you invest CHF 500 in our top investments every month for 35 years, you will have a million in your account once you reach retirement age, thanks to the compound interest effect. 

If you work in a 60% part-time job from the age of 35*, you will have CHF 156,000 missing from your pension fund when you retire. You can make up for this with as little as CHF 10 per day.

*with an average salary in the Canton of Zurich

Whether it's a round-the-world trip or early retirement, it's never too late to save for old age. With just CHF 10 per day, you can put aside almost CHF 40,000 extra for your retirement between the ages of 55 and 65.
With occupational retirement provision employees save for their old age for 40 years. The Vita Joint Foundations and Zurich offer sustainable, fair and transparent pension solutions for you and your employees.

Instead of a coffee a day, save up to CHF 100,000 by the time you retire

Benefit: Start saving early, so you benefit twice: Because compound interest makes your savings grow even more.
Safe: Unlike a bank-based solution, you will definitely reach your savings goal with us.
Customized: Whether you want to save a lot or a little: our advisors will show you how to invest your money easily.
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Protect your family for as little as CHF 5 per day

Security: Guarantee the standard of living you and your family are accustomed to, even if you were to lose one source of income.
Individual: You specify your own premium according to your needs and possibilities.
Save: Our advisors will explain how you can save tax by paying into your retirement plan.
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Save a million for retirement now

In the long-term: It pays to start saving as early as possible in order to benefit from interest rate effects in the long term.
Top investments: The right strategy is essential. Our investment specialists will be happy to advise you. 
Calmness Thanks to expert advice, you know your pension is in the best hands and can enjoy life to the full. 

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Make up for gaps in your pension fund starting at CHF 10 per day

Save: We will help you define and achieve your individual savings goal.
Security: We will propose customized solutions to ensure that there is no gap in your pension fund if you work part-time.
Worry-free: Our advisors will explain how you can achieve your dreams and desires even with a reduced workload.
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From the age of 55, you can save almost CHF 40,000 extra for your retirement

Retirement: Find out how much money you can count on, and what early or partial retirement would cost.
Wishes: Whether it's a round-the-world trip or early retirement, define your personal wishes and dreams with us and successfully set the course for your future.
Financial planning: Our specialists will analyze your financial situation and explain how you can achieve your savings goals.
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Occupational retirement provision: income for old age

Vita Joint Foundations and Zurich: together we make the difference

Expertise: Vita helps customers choose the right pension solution and investment strategy, taking account of their individual needs and risk capacity.
Fair play: Vita is committed to fair, sustainable and flexible occupational retirement provision. Vita clarifies unwanted redistribution and creates transparency.
Partnership offers: Insured companies receive preferential conditions on various Zurich insurance products and investment solutions for their employees.

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Frequently asked questions

What can I learn about my own retirement provision?

We will explain to you in detail and in an understandable way how much money you can expect from OASI and your pension funds. We will show you precisely what situations will create a need for additional funds and how you can cover these gaps.

How does a consultation work?

Contact your personal advisor in your area. You decide whether the consultation should take place via email, phone or during a personal meeting. Together you and your advisor will analyze your personal situation and your wishes and needs. You will then receive non-binding proposals for possible solutions. You decide how to proceed – and also how much Zurich should support you.

What documents do I need for the consultation?

You do not need any special  preparation for the first non-binding discussion. It is only when we jointly examine your situation and your needs that we will need to see any documents. This includes, for example, your OASI account statement, pension fund statement or 3a accounts. Your advisor will explain which documents are required.

Current studies confirm: knowledge is worth more than gold

Women and retirement provision - more knowledge for equal opportunities

  • Almost 80% of women grade their financial knowledge as mediocre to very poor.
  • 48% of men, but only 32% of women invest their personal savings with a yield orientation.
  • 61% of the full-time employed pay into pillar 3a - among the part-time employed this is only 48% although this would be especially worthwhile for them.

More about the study

Fairplay 2023

  • 76% of their current income after retirement, that’s what the Swiss population requires – but from the 1st and 2nd pillars, they only receive 60%.
  • 73% are concerned because inflation is increasing the cost of living, but only 29% are concerned about loss of purchasing power in occupational retirement provision.
  • 87% of those surveyed would welcome retirement provision and financial issues being taught in schools.

More about the study (German Version)