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dog and girl

Your life – your decisions

I want to make provisions for my future and save on taxes.

Your options

  • You can save in the third pillar, e.g. with securities.
  • You can pay additional money into your pension fund.
  • You can insure your family and yourself against serious illness or death.

I want to finance residential property.

Your options

  • You can draw on money from your pillar 3a.
  • You may be able to use money from your pension fund.
  • You can insure your mortgage – so that you have the option to remain in your home, even in the event of an accident or illness.

I may want to retire earlier.

Your options

  • You can get a clearer picture of your personal situation in a consultation.
  • You can find out whether early retirement is a viable option for you.
  • You can accurately cover any financial gaps you may have.

Interaction of the three pillars

3rd pillar 2nd pillar 1st pillar
Woman, man and piggy bank

Make your retirement provision a priority!

The money from the 2nd pillar, the pension fund, is often the largest component of your income in old age. To ensure good protection, each and every one of us should know as precisely as possible how much money will flow from which pillar. This enables us to plan for the future and close any gaps.
Man at desk

Thinking about tomorrow today

One of the biggest decisions we face is: "While enjoying my life today, how can I prepare financially for later on in life?"
Two women look at a document

Good retirement provision for part-time employment too

Children or career? Today, both are possible – the world has become far more flexible and part-time employment far more widespread.
Frau und Mann mit Wolldecke

Marriage or common-law partnerships: Who gets the best deal?

As soon as two people are co-habiting, they are living in a common-law partnership. A couple in a common-law partnership, however, does not enjoy the same protection as a married couple. We explain why.
Mother and daughter doing yoga on sofa

denly disabled – what now?

In the case of disability due to illness financial losses of 30 - 40 % of your previous income are nothing unusual. This doesn't have to be the case.
Happy family at the beach

5 reasons for choosing term life insurance

Death changes everything in one stroke – suddenly a father, sister or husband is gone. The emotional pain is difficult enough. Why compound it with financial worries?