Real Estate Warranty

The perfect protection for buyers and sellers of used real estate

Anyone who is buying or selling used real estate does not want any risks, if possible. The Real Estate Warranty from Zurich offers perfect protection – for both parties. On the one hand the seller is selling a house with a warranty which increases its chances for sale. On the other hand, the buyer of the property is protected against unexpected consequential expenses.

At a glance

  • Protection for sellers and buyers of used real estate
  • Protection from financial consequences of hidden damages or premature defects
  • For two years Zurich will assume the repair costs for defective components or their replacement at replacement value
  • Low deductible of only just CHF 500
  • Choice of three package variations with different sums insured (CHF 20,000, CHF 30,000 or CHF 50,000)

In detail

You’re buying or selling a used property of real estate? As a buyer or seller the Real Estate Warranty from Zurich offers you many advantages, extensive protection and security. It insures the functionality of all relevant components in and on the building – and this over the course of two years after the change of ownership.

Advantages for buyers

  • Protection from the financial consequences of hidden damages or premature defects
  • Two-year warranty on your new home
  • Zurich assumes the repair costs or a replacement at replacement value
  • Low deductible of just CHF 500

Advantages for sellers

  • A Real Estate Warranty for two years increases the chances of a sale of your real estate
  • Protection from arguments with the buyer after the sale
  • Unique selling point
Component insured
Details
Maxi­mum age ot the compo­nents upon time of appli­cation:
Heating Components for heating such as oil heaters and heat pumps are covered.
 25 years
Building installation / building technology
Heavy current installations, plumbing installations, heating installations and ventilation systems are covered.
 40 years
Ventilation systems Heavy current installations, plumbing installations, heating installations and ventilation systems are covered.  30 years
Water softeners / waste water pumps Heavy current installations, plumbing installations, heating installations and ventilation systems are covered.
 20 years
Jacuzzi Heavy current installations, plumbing installations, heating installations and ventilation systems are covered.
 10 years
Roofs All roofs are covered, however, plastic sheet roofs only up to 20 years.
 40 years
Plastic sheet roofs All roofs are covered, however plastic sheet roofs only up to 20 years.  20 years
Frontage, windows, doors, sun protection
Façade systems, sun protection (shutters), façade surfaces and façade openings are covered by the warranty.
 30 years
Conservatories
In the case of conservatories, the building envelope is covered.
 20 years
Built-in household appliances
Washing machine, dryer, stoves and dishwashers are likewise covered.
 10 years

Good to know

  • Start of insurance is the date of the change of ownership
  • For single-family houses, the silver or the gold package is available with a sum insured of CHF 30,000 and CHF 50,000 with a premium of CHF 2,500 or CHF 5,000.
  • The respective insurance premium is the total premium for two years.
  • You can also conclude the Real Estate Warranty when individual components are older than the maximum age. However, only those components that have not yet exceeded the respective maximum age are covered then.
  • The Real Estate Warranty is an ideal complement to buildings insurance.

Attractive solution for condominium owners:

  • For condominium ownership we offer a separate package variation with a sum insured of CHF 20,000 for a premium of CHF 1,950.
  • The warranty completely covers components that belong solely to the insured. For jointly owned components, the coverage is proportionate to the value ratio of the insured owner.
  • The warranty also applies when there is sufficient money in the renovation fund.

Your consultation

More financial protection with the Real Estate Warranty from Zurich. We'll be happy to advise you.

Consultation request