Mortgage

Security when financing your real estate

Do you want to make your dream of owning a home come true? Are you looking for an alternative to your current mortgage? Zurich is your professional and reliable partner for real estate financing.

At a glance

  • Comprehensive, competent advice on financing for real estate
  • Focus on security and tax aspects
  • Fixed and variable rate mortgages

In detail

There are various ways to finance the purchase of your home. Zurich experts can offer you a financing concept tailored to your personal needs.

Mortgages from Zurich

  • Choose between fixed-rate and variable rate mortgages, or combine the two; fixed-rate mortgages in particular offer a more reliable calculation in the long term
  • You benefit from Zurich’s comprehensive expertise and financial strength

Fixed or variable rate

  • Fixed-rate mortgage: fixed mortgage rates for a selected term, early cancellation only permitted with appropriate compensation
  • Variable rate mortgage: variable mortgage rate, unlimited term, cancellation at any time in line with the agreed notice period, switch to a fixed-rate mortgage at any time

Mortgage Rates

Current mortgage rates at Zurich
The interest rates* provided are only indicative and non-binding ​​(based on current market conditions). They are dependent on factors such as the customer rating, underlying, loan amount and duration. The minimum amount for new mortgages is CHF 300'000.
Fixed-rate mortgages Variable rate mortgages
(As at 16/09/16)

(Initial financing only)  
Term Interest rates Rank Interest rates
3 years  0,94% I. 2,500%
4 years 0,96%  II. 3,250%
5 years  1,00%    
6 years 1,04%     
7 years 1,10% 

8 years 1,15%     
9 years 1,18%


10 years
1,20%    
12 years 1,28%     
*Zurich accepts no liability for the accuracy of this information

Our advisory service

Whether financing a new property or switching your existing mortgage, we would be glad to advise you.

Request for advice: Mortgages

Application form

Call 0800 80 80 80

from outside Switzerland +41 44 628 98 98