CapitalCertificate

Security and returns

Invest in an attractive SMI certificate with CapitalCertificate

Security or returns? When investing, you must decide which is more important to you. This is especially important in the current low-interest environment. CapitalCertificate offers a solution that unites both: an attractive investment with a reduced risk of loss. This Life insurance offers tax incentives and protection for surviving dependents.

Security and returns in a single product

Security or returns? If you want both, CapitalCertificate is a good solution for you. It invests in an attractive SMI certificate with a reduced risk of loss. At the same time, it benefits from the protection and tax incentives of a life insurance policy.

Invest your capital securely

You make an intelligent investment that deftly bounces back from possible losses. Only after an SMI performance of minus 30 percent is some of your capital withdrawn.

Invest with strong returns

With CapitalCertificate, you make an investment that is full of opportunities. You profit from increases in the SMI. Even with an unchanged SMI, you achieve 10 percent returns.

Rely on the strong Swiss economy

You invest in Swiss shares, meaning there is no risk of losing money through foreign currencies.

Your advantages at a glance

  • Attractive return opportunities with participation in the Swiss Market Index (SMI)
  • Full capital protection with an SMI performance of up to minus 30 percent
  • No foreign currency risk, no health check
  • Take advantage of the tax incentives of a life insurance policy thanks to the 10-year term – and Zurich covers the stamp tax
  • Even with an unchanged SMI, investors achieve a return of 10 percent
  • An investment is possible starting at CHF 20,000. Age at entry: 50 to 65 years
Fewer details
More details
30
million Swiss francs – that is the volume of the current CapitalCertificate tranche.
30%
you are secured against losses up to this amount with CapitalCertificate.
10
times – this is what CapitalCertificate has already been issued, making it a true success story.

You advisory service

Invest safely and still make a profit: We would be glad to advise you.

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