Unit-linked Life In­sur­ance Plan

Invest and make re­tire­ment pro­vi­sions in  3rd pillar – efficient and with tax advantages

Do you want to grow your assets in 3rd pillar  to achieve a long-term savings targets or be able to maintain your standard of living when you retire? Then the unit-linked life insurance Zurich CapitalFund is the right choice for you. In addition you can provide yourself and/or your family with financial security in the event of disability or death.

At a glance

  • CapitalFund investment plans let you secure your retirement income and achieve your ongoing savings goals
  • Financial security for you and your family in the event of disability or death
  • You design your personal, flexible, unit-linked life insurance using our many options to suit your needs and capabilities
  • Attractive tax advantages thanks to investment funds in pillar 3
  • Interesting potential returns with various investment plans

In detail

The unit-linked life insurance Zurich CapitalFund allows you to invest your assets in pillar 3, benefit from tax advantages and simultaneously protect both yourself and your family. You design your own life insurance using our many options to meet your current and future needs.

Pay in and withdraw according to your needs

  • You can pay regular premiums or make a one-off investment
  • You have a choice of numerous options for withdrawing your capital when the policy matures

Flexibility in every phase of life 

  • With this unit-linked life insurance, you can adjust the risk cover every three years, or in the event of special circumstances such as marriage or purchasing property, without having to undergo another health check
  • You can temporarily stop premium payments for pillar 3a
  • Funds-based savings can also provide insurance in the event of disability
  • Capital can be withdrawn in the form of payments, installments, transfers to a bank account with preferential interest, or transfers of fund units to a custodian account

Winning funds concept

  • Choose from eight investment plans with an equity share between 0 and 100%
  • An investment plan where stocks are selected according to strict social and environmental criteria

Good to know

  • Your choice of restricted (pillar 3a) or unrestricted pension provisions (pillar 3b) defines the term, maximum premiums and designated beneficiary for your unit-linked life insurance
  • Both types of retirement savings help you save tax
  • Flexible choice of lump-sum death benefit
  • Pillar 3a: you can interrupt your premium payments for a maximum of three years

Our advisory service

Accumulate wealth, make provisions and save taxes. We would be glad to advise you.

Request advice

Call 0800 060 160

from outside Switzerland +41 44 628 98 98

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