Make provision for that event – with a term life insurance policy
The best thing is to discuss the situation with a specialist. That way, you will provide for the right people and choose the appropriate insurance coverage, so your loved ones can still afford things such as living expenses, ongoing education costs, mortgage payments or funeral costs.
Disability resulting from illness: Significantly less income after two years
Did you know that in nine out of ten cases of disability, an illness was the cause? And particularly in the case of disability resulting from illness, the financial losses can be massive – in the case of accidents you are better protected. An insurance policy for a disability pension can secure your financial equilibrium.
No children, no (pensions) worries? Wrong again!
Do you not have any children yet, are you still in education, or are you just planning your world trip or your wedding? If you briefly look back on your life so far, you'll quickly notice that there are constant changes in your life. These changes also affect your insurance needs and pension provisions. For that reason it is important to be well aware of your own financial situation, whatever life may throw at you, and to know how you can influence it correctly. Did you know, for example, that people who have not insured their income through the occupational retirement scheme are entitled to a disability pension of just 14,000 Swiss francs for full disability? You don’t have to be a mathematician to work out that nobody can live on that amount in Switzerland.