Regular home contents insurance often doesn’t cover expensive bicycles. It certainly doesn’t if you have more than one valuable bike in the house. With Zurich Bike Insurance, your prized racing bike, mountain bike or e-bike has the best protection.
Bicycle insurance
Service at a glance
- Extensive comprehensive insurance for all bikes (bicycles or alternatively electric bicycles or electric motorcycles with pedal support up to max. 45 kph)
- Compensation for up to 100% of the purchase price in the event of theft and robbery
- Payment of repair costs or compensation of up to 100% of the purchase price in case of a total write-off for damage and/or destruction as a consequence of an accident
- Additional transport costs paid if you break down, up to CHF 500
- Optional: 24-hour breakdown assistance from breakdown specialists
- Starting at CHF 79/year
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In detail
Who can take out a policy?
Private individuals and companies domiciled in Switzerland or the Principality of Liechtenstein.What bikes can be covered?
Insurance coverage is available for bicycles or electric or electric motor-assisted bicycles with pedal assistance up to 45 km/h (hereinafter referred to as “bikes”)Summary of premiums (in CHF incl. 5% stamp duty)
| CHF | CHF | CHF | CHF | |
| Insured sum | 2’000 | 4’000 | 8’000 | 12’000 |
| Annual premium | 79 | 99 | 149 | 199 |
Breakdown service on-site (optional) CHF 15
Theft and robbery
Up to 100% of the new price for an equivalent bike covered, in accordance with the General Conditions of Insurance (GCI).Accident-related total loss or damage
- In the event of partial damage, repair costs covered (damaged carbon frames repair if possible)
- In the event of total loss, up to 100% of the new price for an equivalent bike, in accordance with the General Conditions of Insurance (GCI).
Additional transport costs in case of breakdown (included in standard package)
- Additional transport costs covered for bike and rider, to the place of residence or business or to the bike tour starting point
- Additional transport costs incurred by accompanying travelers due to the breakdown
- Maximum benefit per occurrence CHF 500
On-the-spot breakdown assistance (optional)
On-the-spot breakdown assistance by a breakdown specialist if the bike is no longer roadworthy due to a breakdown or an accidentServices performed exclusively on public roads or parking lots in Switzerland and the Principality of Liechtenstein
Where does it apply?
- Anywhere in Europe, whether you’re on a bike tour round Lake Constance or mountain biking through the hills:
- Active breakdown assistance (optional): Exclusively on public roads or parking lots throughout Switzerland and the Principality of Liechtenstein
When does the policy begin and end?
- On the date you selected (no earlier than one day after online conclusion)
- The insurance term is lasts for one (1) year (no automatic renewal)
- Four weeks prior to expiry of the insurance policy you will receive an e-mail reminder to renew the insurance coverage
What cases are not covered?
- Breakdowns due to dead batteries
- Willful damage by third parties
- Any form of racing
- Cycling sports such as track racing, cycle ball, artistic cycling, BMX, slopestyle, dirt jumping and similar activities
- Training rides as a professional athlete
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Our advisory service
Conclude a policy online right now to protect your bike under the carefree Zurich Bike Insurance package, premiums starting at CHF 79/year.
Take out a policy online (in german)
Request advice
Call 0800 80 80 80
from outside Switzerland +41 44 628 98 98
