Legal notice By accessing a website operated by Zurich Switzerland, a business unit of the Zurich Insurance Group, and/or any of the services, information and documentation described or contained therein, you declare that you have understood and accept the following terms and conditions. Zurich Switzerland reserves the right to amend and/or remove these terms and conditions as well as any other information or content of the website at any time, to any extent, and without prior notice. Regional restrictions Zurich Switzerland products can in principle only be offered to customers who are resident in Switzerland or the Principality of Liechtenstein. Further restrictions may apply to individual products. Should you as an individual domiciled outside of Switzerland or the Principality of Liechtenstein be interested in our products, please contact your nearest Zurich Insurance Company Group branch. General disclaimer The content and information on this site are provided “as is” and “as available” with no guarantees of any kind. Zurich Switzerland and the companies of the Zurich Insurance Group hereby reject any explicit or implied guarantee in relation to this website and to all results arising through the use of the website and its content, including but not limited to all guarantees regarding common commercial practice and suitability for a specific purpose or usage. In addition, there is no guarantee offered to the effect that access to this website shall be without interruption or error, or that defects and errors shall be resolved. Zurich Switzerland and the companies of the Zurich Insurance Group accept no liability for poor Internet performance or imported data of all types (e.g. infiltration of viruses). The information provided on Zurich Switzerland websites is reviewed and updated regularly. Despite every care, it is possible that information and/or facts will change over time. Therefore we cannot accept any liability or provide any guarantee for the topicality, correctness or completeness of the information provided. Prices Despite every care, we cannot completely exclude incorrect information being provided by mistake. All prices are non-binding. Linked websites Links from this site to other sites via hyperlinks are only provided for your information and convenience. Zurich Switzerland and the companies of the Zurich Insurance Group are not responsible for the content of websites reached as a result of these links. Zurich Switzerland and the companies of the Zurich Insurance Group therefore hereby explicitly dissociate themselves from all content in all linked sites and disclaim ownership of said content. Zurich Switzerland and the companies of the Zurich Insurance Group do not monitor or control the content and operation of these linked websites. Copyrights, brands and logos The content and structure of websites operated by Zurich Switzerland and/or the companies of the Zurich Insurance Group are protected by copyright. The duplication of information or data, in particular the use of texts, parts of texts or image material, requires the prior written authorization of Zurich Switzerland and/or the companies of the Zurich Insurance Group.Brands and logos used on the website are the exclusive property of Zurich Switzerland and the companies of the Zurich Insurance Group. Any and all reproduction, copying, transmission, distribution or other use of these brands and logos is prohibited without the prior written authorization of Zurich Switzerland and/or the companies of the Zurich Insurance Group. Notice Our services are not offered in the United States of America, to US residents or USpersons as defined under US securities laws. The same applies to residents of the United Kingdom and Japan. If you are resident outside of Switzerland please contact one of our respective offices.