As part of the basic insurance, health insurance companies take care of medical expenses following an illness or accident. They do not cover the financial impacts resulting from a loss of earnings from gainful employment. Alongside other benefits, Zurich Junior offers income replacement if a child is unable to seek gainful employment as an adult due to an illness or accident.
Children have no occupational retirement provision aside from the state cover. The pension from the state disability insurance is not enough to live on for those who become disabled at an early age, however. For such cases, there is a legal claim to supplementary state benefits that bolster the disability insurance pension to a minimum livable amount. With Zurich Junior, you reduce your child’s dependence on state aid.
Anyone who wants to give their child a helping hand on their path through life: for example parents, grandparents, other relatives or godparents.
The policy can be set up as soon as the child is born. The maximum age at entry for a child’s disability protection is 15 years, while for the savings component it is ten years.
Zurich Junior is a children’s insurance with comprehensive disability protection. In case of disability, your child will be financially supported in every phase of life. Savings and disability protection.