Erection insurance for SMEs and major projects

Transportation within Switzerland and the Principality of Liechtenstein can be included in the erection insurance. However, for erection work abroad, separate transport insurance should be taken out.

No, liability insurance only covers damage caused by the installation company to third parties. During installation and trial operation, the installation object remains the property of the supplier. Damage to the installation object itself is generally not covered by liability insurance.

Yes, erection equipment required for the erection project can be insured. For example, auxiliary machinery, tools, site cabins, and scaffolding can be covered.
Self-propelled work machines, cranes, motor vehicles, aircraft, watercraft, and robots are not insured. These require separate machinery insurance. Damage caused by external forces and burglary is covered.

Yes, local supervisory regulations must be observed for installations abroad.

Yes, the pre-storage of plant or machine parts can be additionally insured within the insurance term, before the start of erection. The sum insured can be set net of erection costs. Damage, destruction, or loss due to external forces or burglary are covered.

Erection insurance covers the services of production companies, erection companies, and general contractors who install and commission machines and systems or are involved in element construction.
The interests of the erection company and its subcontractors are insured if this is contractually agreed upon and the services are included in the sum insured. The customer’s own work can also be insured. Alternatively, the customer can take out the insurance to protect both their own services and those of all contractors involved in the erection.

Insurable with the basic insurance:

• individual machines (e.g. transformers, machine tools, and printing machines)
• entire plants with components from various suppliers (e.g. waste incineration plants, sewage treatment plants, hydroelectric power plants, cable cars, production lines, or paper mills)
• prefabricated construction parts and components such as steel structures, concrete elements, or glass facades

The following can also be insured:

• own and third-party erection equipment
• property of third parties on which work is carried out during the erection work (property at risk)
• construction services provided for the erection work

• only commissioning or trial operation alone
• third-party property on which no erection work is carried out (this is covered by public liability insurance)
• damage caused by tampering with third-party property on which erection work is being carried out. However, this damage can be covered by «additional insurance for endangered property». Our consultants will be happy to provide you with further information.

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Yes, erection work abroad can be insured. However, local regulatory requirements may influence the possible scope of cover under the erection insurance.