Occupational retirement for companies

A man looks out the window on which an office building is drawn and thinks about his occupational retirement provision.

Vita - Occupational retirement provision for companies

Vita offers occupational pension plans for companies of all sizes. The Vita Collective Foundations and Zurich jointly handle all occupational retirement provision matters. More than 25,000 companies with around 200,000 employees trust our retirement provision solutions.

Good reasons to choose Vita


Vita takes ESG sustainability criteria into account and pursues holistic portfolio management.


You and your employees will benefit from top conditions on insurance and investment solutions from Zurich.

Vita retirement provision solutions

Vita Classic

Vita Classic is the blockbuster in the Vita family of products for companies of all sizes and structures that value flexible and needs-based occupational retirement provision. Active and retired persons, as well as new and existing contracts, receive a balanced share of the investment income.

Vita Invest

With Vita Invest, the retirement provision solution is optimally tailored to the needs of the company. It eliminates undesirable redistributions, increases return opportunities and maximizes retirement assets.

Vita Relax

Vita Relax is mainly designed for start-ups and SMEs that want to be on the safe side. Thanks to the full risk assumption by Zurich, the solution remains consistent and predictable.

Vita Plus

For those who do not wish to forgo a capital guarantee in their super-mandatory retirement provision, Vita Plus offers full supplementary insurance for pension savings and risk coverage.

Solutions for the companies in Liechtenstein

Zurich offers solutions for occupational retirement provision for companies in Liechtenstein in cooperation with the LLB Vorsorgestiftung für Liechtenstein (LVST). This cooperation was agreed as part of the withdrawal of the Malbun Joint Foundation of Zurich Life Insurance Company Ltd from Liechtenstein in 2019.

The familiar contacts partners remain available for the existing insured of the Malbun Joint Foundation.

In the event of new inquiries, please contact the Zurich, Generalagentur Robert Wilhelmi in Vaduz or the LVST office.

  • The LLB Vorsorgestiftung für Liechtenstein (LVST) is a leading, widely-diversified provider for occupational retirement provision in Liechtenstein.
  • The LVST was established in 2005 and is distinguished by stable growth, continuous expansion of services and many years of experience in the local pension market.
  • The LVST offers a partially autonomous pension solution with low costs and an attractive interest yield.
  • The LVST company portal permits uncomplicated administration and employees of the office are pleased to take care of your concerns and occupational retirement provision personally.

You can find more information about cooperation with the LVST at www.vorsorgestiftung.li

Solutions for companies with an internationally mobile workforce

International companies that employ mobile employees across borders need a partner who understands their special needs. Therefore, Zurich has developed risk solutions for international customers that take into account the international mobility of employees.

  • A single, globally consistent risk solution to cover life, health, accident and disability
  • Attractive premiums and low administration costs
  • Sum insured and benefits can be freely selected and combined
  • Payment and plan options in different currencies
  • Zurich is a specialist for locations with increased risk and for high sums insured

Zurich has more than 30 years of experience in international business – as a global insurer with 60,000 employees in 170 countries, we know what matters.

Retirement provision administration at the click of a button

With Vita Company Portal you can manage your company's occupational retirement provision for (your) staff digitally at any time.

Don't have a personal login yet?
This is how fair play works in occupational retirement provision

Protect your savings

More and more insured persons and companies are no longer saving for themselves – as originally intended in the 2nd pillar – but are involuntarily financing others. Read here how big this problem is and what Vita's commitment to more fair play in the occupational retirement provision system looks like.

Frequently asked questions

Occupational retirement provision with Vita Pillar 2

Advice on occupational retirement provision (BVG)

Our guide features useful information about Occupational retirement provision (BVG)
BVG Glossary

BVG Glossary

Plain language instead of technical jargon in occupational retirement provision - frequently used technical terms explained simply and understandably.
Information symbol E014_Info_v1_L

Pension planning: Ten technical terms explained simply

You can find a compact explanation of the most important terms concerning a pension provision here. A basic explanation for those new to the terms.
Fair play in the  occupational retirement provision system

Fair play in the occupational retirement provision system

Vita and Zurich offer SMEs various models in the second pillar that optimize investment opportunities and reduce the extent of the undesired redistribution or avoid redistribution altogether.
Let's talk about … occupational retirement provision

Let's talk about … occupational retirement provision

Do you talk to your employees about the "pension fund"? Most SME managers would answer this question with "no" or "only rarely".

"By the time you get around to thinking about your occupational pension, it may be too late."

Making the wrong decisions regarding your occupational pension can have serious consequences.
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Make your retirement provision a priority!

The money from the 2nd pillar, the pension fund, is often the largest component of your income in old age. To ensure good protection, each and every one of us should know as precisely as possible how much money will flow from which pillar. This enables us to plan for the future and close any gaps.

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