Accident insurance for business (LAI)

As a company or private household with employees, insuring your staff against accidents and occupational illnesses is mandatory. With Zurich's accident insurance pursuant to LAI, you act in a legally compliant manner and also benefit from additional advantages. For even better protection, we recommend the supplementary LAI accident insurance (UVG-Z).

Financial security

Zurich provides benefits (curative treatment, daily allowances, pensions), if your employees experience a full or partial inability to work due to an accident.

Less effort

Thanks to the online notification of claims and the option of online salary declarations, your administrative effort is kept to a minimum.

Free legal advice

As a customer of Zurich, you benefit from free employment law advice over the phone via our subsidiaryOrion.

LAI explained – simply and concisely

How does mandatory accident insurance actually work – and who is covered? Our compact guide has answers to all the important questions on the subject.

What does the accident insurance cover?

Accident insurance benefits pursuant to the LAI are regulated by law. This is often taken out in combination with supplementary LAI accident insurance (UVG-Z). This supplementary insurance pursuant to the ICA offers more flexibility, provides additional benefits and therefore increases your attractiveness as an employer.

Do you have questions or would you like some advice?

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Report an accident

Please report the accident in your company using the online form SUNETOnline.

More than insurance

Zurich customers benefit from our Care Management Services.
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Stay healthy

Healthy companies are more competitive. Do you want to increase the well-being and health of your employees? We’re happy to support you.

Discussion between a doctor and a patient.

Get well

From a slipped disc to burn-out: We are committed to your employees’ recovery and accompany them on their way back to work.