SkyKey

Information according to the ISA

The Swiss Insurance Supervision Act (ISA) regulates the supervision of insurance companies and intermediaries. Among other things, it defines the information obligations of intermediaries and insurance companies. The Swiss Financial Market Supervisory Authority FINMA monitors compliance with the ISA.

Information in accordance with the Insurance Supervision Act comes from the respective Zurich general agency. Details can be found under Agency locations.

Here is the information from Zurich.

Information from other intermediaries is provided by the intermediaries themselves

Information in accordance with Article 45 ISA

The following information in accordance with Article 45 of the Insurance Supervision Act is available in the currently valid version at: zurich.ch/insurance-supervision.

Version 01.02.2026

What is the insurance intermediary’s status and who are the commissioning insurance companies?

We, Zurich, and our employees act as tied insurance intermediaries.

We offer you insurance products from the following insurance companies:

  • Zurich Insurance Company Ltd, Mythenquai 2, 8002 Zurich 
  • Zurich Life Insurance Company Ltd, c/o Zürich Versicherungs-Gesellschaft AG, Mythenquai 2, 8002 Zurich
  • European travel insurance, branch office of Helvetia Swiss Insurance Company Ltd, St. Alban-Anlage 26, 4052 Basel
  • Helvetia Swiss Insurance Company Ltd, Dufourstrasse 40, 9001 St. Gallen
  • Orion Legal Expenses Insurance Ltd., Aeschenvorstadt 50, 4051 Basel
  • Sanitas Grundversicherungen AG / Sanitas Privatversicherungen AG, Jägerstrasse 3, 8004 Zürich

How is personal data processed?

The personal data received will be used for advising and for processing your insurance applications and contracts as well as for marketing purposes. Data processing is carried out in compliance with the Data Protection Act. 

The personal data is received for the above-mentioned purposes by Zurich and its employees as well as Zurich's independent general agencies and those insurance companies from which an offer is requested, as well as the companies of the Zurich Group. In addition, service suppliers also receive corresponding personal data for processing the respective contractual relationship. Data processing by the respective recipient is governed by the recipient's privacy policy. 

Personal data is stored physically or electronically in a protected and confidential form. The data will be stored for as long as is necessary due to contractual and legal provisions.

Disclosure of potential conflicts of interest in accordance with Article 45a ISA

Conflicts of interest can arise if there are monetary or non-monetary incentives for the intermediary when providing certain insurance products to customers. Such incentives may include, for example, volume-based compensation, performance-based commissions, sales promotion measures or bonuses. There are guidelines, directives and controls in connection with the form of such incentives in order to prevent the policyholder's interests from being harmed by incentive or remuneration practices contrary to good faith.