Child Accident Insurance

Protect your loved ones from the financial consequences of accidents

What insurance does my child need? Do I need to assume the worst? No. But it is worthwhile insuring offspring against serious accidents. Insurance for Children includes comprehensive coverage against the financial consequences of long-term disability or death.

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Benefits at a glance

Insurance coverage from birth on, with children's accident insurance
Taking out your policy is simple since you do not need to answer any general or medical questions until the child reaches 15 years of age
Comprehensive insurance coverage: at home, on the way to/from school and at camp

In the event of disability, Zurich pays up to 500% of the sum insured
Funding for vocational training or special schooling for your child

In detail

Zurich Personal Accident Insurance for Children offers security, because this insurance provides you with financial support after a serious accident where your child becomes disabled or dies. Grandparents and guardians can also take out this policy.

Two examples of the sums insured that Zurich will pay out in the event of disability when you have Zurich Personal Accident Insurance for Children:

Example 1
sum insured CHF 100,000
progression variant with 350%
capital payout for 100% disability: CHF 350,000

Example 2
sum insured CHF 100,000
progression variant with 500%
capital payout for 100% disability: CHF 500,000

Benefits if a child develops a long-term disability

You have a choice of two alternative benefits in the event of disability: payout of up to 500% of the sum insured
If your child requires treatment or care, you will receive compensation
You receive financial support to purchase the necessary aids and appliances
Zurich offers financial support for remodeling your home or apartment to make it accessible for the disabled
Zurich funds vocational training or special schooling for your child

Death benefits