Child Accident Insurance

Child Accident Insurance

Protect your loved ones from the fi­nan­cial con­se­quences of accidents

What insurance does my child need? Do I need to assume the worst? No. But it is worthwhile insuring against serious accidents. Zurich Personal Accident Insurance for Children includes comprehensive coverage against the financial consequences of long-term disability or death.

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Benefits at a glance

  • Insurance coverage from birth on, with children's accident insurance
  • Taking out your policy is simple since you do not need to answer any general or medical questions until the child reaches 15 years of age
  • Comprehensive insurance coverage: at home, on the way to/from school and at camp
  • In the event of disability, Zurich pays up to 500% of the sum insured
  • Funding for vocational training or special schooling for your child
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Good to know

Two examples of the sums insured that Zurich will pay out in the event of disability when you have Zurich Personal Accident Insurance for Children:

Example 1
sum insured CHF 100,000
progression variant with 350%
capital payout for 100% disability: CHF 350,000

Example 2
sum insured CHF 100,000
progression variant with 500%
capital payout for 100% disability: CHF 500,000

In detail

Zurich Personal Accident Insurance for Children offers security, because this insurance provides you with financial support after a serious accident where your child becomes disabled or dies. Grandparents and guardians can also take out this policy.

Benefits if a child develops a long-term disability

  • You have a choice of two alternative benefits in the event of disability: payout of up to 500% of the sum insured
  • If your child requires treatment or care, you will receive compensation
  • You receive financial support to purchase the necessary aids and appliances
  • Zurich offers financial support for remodeling your home or apartment to make it accessible for the disabled
  • Zurich funds vocational training or special schooling for your child

Death benefits

  • If the insured child is fatally injured in an accident, Zurich will pay out the lump-sum death benefit as defined in advance

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Our advisory service

Providing financial security for a child in case of disability or death is a matter of trust. We would be glad to advise you.

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