Child Accident Insurance

Child Accident Insurance

Protect your loved ones from the fi­nan­cial con­se­quences of accidents

What insurance does my child need? Do I need to assume the worst? No. But it is worthwhile insuring against serious accidents. Zurich Personal Accident Insurance for Children includes comprehensive coverage against the financial consequences of long-term disability or death.

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Benefits at a glance

  • Insurance coverage from birth on, with children's accident insurance
  • Taking out your policy is simple since you do not need to answer any general or medical questions until the child reaches 15 years of age
  • Comprehensive insurance coverage: at home, on the way to/from school and at camp
  • In the event of disability, Zurich pays up to 500% of the sum insured
  • Funding for vocational training or special schooling for your child

In detail

Zurich Personal Accident Insurance for Children offers security, because this insurance provides you with financial support after a serious accident where your child becomes disabled or dies. Grandparents and guardians can also take out this policy.

Benefits if a child develops a long-term disability

  • You have a choice of two alternative benefits in the event of disability: payout of up to 500% of the sum insured
  • If your child requires treatment or care, you will receive compensation
  • You receive financial support to purchase the necessary aids and appliances
  • Zurich offers financial support for remodeling your home or apartment to make it accessible for the disabled
  • Zurich funds vocational training or special schooling for your child

Death benefits

  • If the insured child is fatally injured in an accident, Zurich will pay out the lump-sum death benefit as defined in advance

Good to know

Two examples of the sums insured that Zurich will pay out in the event of disability when you have Zurich Personal Accident Insurance for Children:

Example 1
sum insured CHF 100,000
progression variant with 350%
capital payout for 100% disability: CHF 350,000

Example 2
sum insured CHF 100,000
progression variant with 500%
capital payout for 100% disability: CHF 500,000

Our advisory service

Providing financial security for a child in case of disability or death is a matter of trust. We would be glad to advise you.

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