Personal Health Insurance

Financial security despite loss of income or wages

Do you work but are not part of collective compensation insurance, because you’re either a freelancer or working part-time while you study? Zurich Individual Compensation Insurance protects you against loss of income should you become ill.

At a glance

  • Financial security for irregular incomes – e.g. for freelancers, students working part-time and stay-at-home parents
  • Also suitable for doctors who are not insured as a practice employee
  • Zurich already pays out beginning at 25% disability
  • Zurich pays the costs of hospital and health resort stays – as a supplement to your hospital expenses insurance

In detail

Do you receive an irregular income because you are a freelancer working on various projects or a student working occasionally alongside your studies, for example? Zurich Individual Health Insurance protects you so that you do not experience financial difficulties if you become ill. Compensation and hospital benefit insurance offers you the necessary protection.

Daily sickness benefits insurance and hospital benefit insurance are advisable for the following persons

  • Self-employed persons
  • Freelancers
  • Students with part-time jobs
  • Stay-at-home parents

Daily sickness benefits in the event of short-term inability to work

  • Compensation from upwards of 25% disability
  • Zurich extends your benefits accordingly for partial disability
  • Full compensation as of 66.66% disability

Hospital benefits as an addition to hospital expenses insurance

  • Hospital benefits for additional personal expenditure starting on the first day, with no time limit
  • Costs for home care personnel up to 50% of the insured hospital benefits, where this is done to avoid or cut short a stay in hospital

Good to know

  • Zurich Employment Risk disability insurance offers additional protection that also covers disability
  • This insurance for loss of income following illness or accident pays compensation in the event of disability until retirement age. You can maintain your and your family’s usual standard of living despite any disability

Our advisory service

An individual analysis of your needs and capabilities is the basis for optimum financial protection. We would be glad to advise you.

Request advice

Find an agency

Call 0800 80 80 80

from outside Switzerland +41 44 628 98 98