Personal Health Insurance

Benefits at a glance

  • Financial security for irregular incomes – e.g. for freelancers, students working part-time and stay-at-home parents
  • Also suitable for doctors who are not insured as a practice employee
  • Zurich already pays out beginning at 25% disability
  • Zurich pays the costs of hospital and health resort stays – as a supplement to your hospital expenses insurance
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Good to know

  • Zurich Employment Risk disability insurance offers additional protection that also covers disability
  • This insurance for loss of income following illness or accident pays compensation in the event of disability until retirement age. You can maintain your and your family’s usual standard of living despite any disability

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Do you receive an irregular income because you are a freelancer working on various projects or a student working occasionally alongside your studies, for example? Zurich Individual Health Insurance protects you so that you do not experience financial difficulties if you become ill. Compensation and hospital benefit insurance offers you the necessary protection.

Daily sickness benefits insurance and hospital benefit insurance are advisable for the following persons

  • Self-employed persons
  • Freelancers
  • Students with part-time jobs
  • Stay-at-home parents

Daily sickness benefits in the event of short-term inability to work

  • Compensation from upwards of 25% disability
  • Zurich extends your benefits accordingly for partial disability
  • Full compensation as of 66.66% disability

Hospital benefits as an addition to hospital expenses insurance

  • Hospital benefits for additional personal expenditure starting on the first day, with no time limit
  • Costs for home care personnel up to 50% of the insured hospital benefits, where this is done to avoid or cut short a stay in hospital

Our advisory service

An individual analysis of your needs and capabilities is the basis for optimum financial protection. We would be glad to advise you.
A big family enjoying a meal outdoors.

Family protection

People with families have special responsibilities. Zurich LifeRisk life insurance protects your family members from financial hardship in case of death.

A happy couple hiking and wearing backpacks.

Carefree travels

Whatever happens before and during your trip or when you’re home again, keep safe with Relax Assistance Travel Insurance.