Motorrad

Vespa driver with mobile

From CHF 12 per month* the best protection for a scooter

Take out your motorcycle insurance now, and you will also get one year’s motorist’s legal protection insurance from Orion**** for free. 
*Monthly premium for Zurich motor vehicle insurance based on GCI 2015, liability cover, driver 25 years old, male, Swiss nationality, vehicle value CHF 5,995, cubic capacity 125 cm3, no leasing, private and professional use, annual payment of premium (CHF 114 p.a.).

Reduced deductible

Three years without an accident? Deductible reduced by CHF 500.

Premium protection motorcycle

Premium protection

Made a claim? No automatic premium increase.

Safety clothing

Insure protective clothing

Insurance coverage applies in this case also if you use someone else's motorcycle.

Environmentally friendly

For the environmentally conscious

Special tariff for eco-friendly motorcycles

Hand

No-claims bonus

You benefit from a 10% premium reim­bursement after three claim-free years

New value compensation

New-value compensation

100% new-value compen­sation during the first year of operation

Insurance benefits

Traffic legal protection insurance from Orion** (1 year free)

Whether in your car, on the train or walking, with motorist’s legal protection insurance you have all-round legal protection – even when hedge-hopping with your drone.

  • You get free advice on legal matters from the experts at Orion.
  • You have a free choice of lawyer in the event of a court case, Orion will cover the costs; court and trial costs are also covered.
  • Orion will pay court cost compensation to the counterparty. 
  • Even in the case of major mishaps, there is no deduction for gross negligence.
  • Sum insured up to CHF 600,000 per occurrence.

**The provider of the legal expenses insurance is Orion Legal Protection Insurance Company Ltd, based in Basel.

Orion Legal Expenses Insurance Company Ltd. is a subsidiary of Zurich Insurance Company Ltd.

Third-party liability (mandatory)

  • Sum insured up to CHF 100 million.
  • Insurance covers property damage and bodily injury that you cause to third parties with your motorcycle.
  • We defend you against un­jus­ti­fied claims by third parties.

Partial collision damage

  • With single vehicle accidental damage insurance, your own motorcycle is insured against theft, glass damage, animal, vandalism, fire and damage caused by natural hazards (e.ghail).
  • Optional extras: Damage caused by martens parking damage, personal belongings in the motorcycle.

Collision accidental damage

  • Collision accidental damage insurance covers damage to your own motorcycle caused sudden, forceful, external impact.
  • Zurich also provides benefits in the event of an accident for which you are at fault.
  • In the event of a total loss, you will receive 100% of the vehicle replacement value of your motorcycle within the first year of operation (capped at the amount of the paid purchase price).
  • Collision accidental damage and single vehicle accidental damage insurance combined give you comprehensive insurance.

Breakdown assistance Switzerland/FL

  • Valid in Switzerland and the Principality of Liechtenstein
  • Zurich covers the organization and costs of roadside assistance, including minor parts and vehicle towing and recovery costs.
  • Additional costs for necessary accommodation, completion of journey by public transport, vehicle transfer in Switzerland are covered.
  • Zurich will pay up to CHF 1'000 in total for all services provided.
  • Alternative option: Breakdown assistance, Europe.

Accident

  • Zurich accident insurance protects you and any passengers in your motorcycle against the potential financial consequences of accidents.
  • The insurance provides benefits in the event of death, disability or temporary inability to work, and pays a daily hospital benefit during your hospital stay. 
  • The insurance also covers medical expenses within the five years following the day of the accident. If you require an inpatient hospital stay, the coverage also incudes a private ward. 
  • Benefits are paid immediately following an accident, even if fault has yet to be determined.