What are the advantages of a structured product like the Zurich Invest Certificate compared to an account solution with a bank?

You don’t have to forgo potential returns and instead benefit from the Swiss investment market thanks to the «Swiss Top Fifteen Select Basket». Your money is not sitting in an account earning no (or little) interest. You don’t pay any custody fees.

Investment with certificates | Zurich SwitzerlandZurich Invest Certificate

Security and profits from financial investments? Yes, it is possible.

Investing can be fun: With Zurich Invest Certificate you benefit from the price gains of fifteen successful and sustainable Swiss companies. A clever protection mechanism also provides security.

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Invest with strong returns

You benefit from the price gains of the «Swiss Top Fifteen Select Basket», composed of the stocks of fifteen leading Swiss firms. On top of that, you’ll get a Return Boost of 10%.

If the performance of the basket reaches the profit protection threshold of 20 percent in the last two contract years, you benefit from a guaranteed minimum payout of 120 percent of your premium at maturity.

Invest your capital securely

You make an intelligent investment that deftly bounces back from possible losses. Your capital is fully protected at contract expiration if the «Swiss Top Fifteen Select Basket» has negative performance down to minus 30%.

Take advantage of the strong Swiss economy

Your invested capital participates in price gains of the «Swiss Top Fifteen Select Basket», comprised of stocks of fifteen leading Swiss firms.

Insurance benefits

Attractive return opportunities through participation in the «Swiss Top Fifteen Select Basket»
Return boost of 10% on the performance of the basket
Full capital protection in the event of performance of up to minus 30%

No foreign currency risk and no custody account fees
Term of five years and right of sale at any time at market price

Do you have any questions?

FAQ

Zurich Invest Certificate allows you to invest in a well-diversified Index of socially responsible Swiss equities. The «Swiss Top Fifteen Select Basket» is composed of fifteen leading Swiss companies, each weighted at 6.67%. This factsheet provides an overview.

The companies occupy different economic sectors, ensuring a well-diversified investment. All ten are furthermore selected according to social and environmental responsibility criteria, having a strong ESG rating. This rating is an indicator of the company’s commitment to responsible corporate governance with regard to environmental and social issues.

Zurich Invest Certificate features a clever protection mechanism. Your capital is fully protected in case of negative performance of the «Swiss TOP Ten Basket» down to minus 30% (buffer zone). Even if this scenario occurs, you still get your full invested sum back upon expiration of the contract. You only suffer a loss on your investment in case of an index decline exceeding 30%. In such case, the payout value is calculated as triple the negative performance figure minus the buffer.

Our consultants will be happy to provide you with detailed information about the opportunities and risks of this financial investment.

The performance of the certificate can be tracked at any time via e-banking.

You don’t have to forgo potential returns and instead benefit from the Swiss investment market thanks to the «Swiss Top Fifteen Select Basket».
Your money is not sitting in an account earning no (or little) interest.
You don’t pay any custody fees.

The issuer of the Zurich Invest Certificate is BNP Paribas Issuance B. V., Netherlands. The guarantor is BNP Paribas S. A., France. In the event of insolvency of the issuer or guarantor, the value of the certificate is not protected. Rating Issuer and Guarantor: Standard & Poor’s A+.

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