Basic insurance
- for your building
- for your business inventories, such as goods and equipment
- for third-party property, visitors’ personal effects, items of monetary value and outdoor property items
- for owned and third-party motor vehicles not covered under a separate car insurance policy
- damage resulting from fire, for example conflagration, smoke, lightning strike or explosion
- damage resulting from natural hazards, for example inundation, floods, storms or hail
- Damage from water, for example, if liquid leaks from pipes, systems or containers or freezes
- damage resulting from break-in; when someone forcibly enters your home
- All Risks supplemental insurance coverage of everything that is not explicitly excluded
- We also cover necessary follow-up costs and resulting lost income (for example, in case of fire) are also covered
- Loss or damage due to breakage in building glazing, glass-like materials (e.g. Plexiglas), signs, wall and floor panels and sanitary apparatus