Woman listening to music on a yellow chair

Hooray, your first home!

In your own four walls for the first time - what a milestone! But this newly won freedom also comes with a lot of responsibility. Protect yourself wisely so that you can master your new everyday life in a relaxed way. We’ll help you with this!

What is the cost of comprehensive protection?
At Zurich, you can calculate your prices individually and find the best offer for you.
Contents Insurance

Quick replacement

  •  Replacement device within 48h

Better protection

  •  From 50 km also in case of loss or damage.

Zurich advantages

  •  15% no-claims bonus, 10% combination discount, bonuses and partner offers
Calculate your premium nowFind out more
Personal Liability

Financial flexibility

  •  No deposit, only the insurance premium

Online completion

  •  Rent deposit insurance immediately online

Passive legal protection

  •  Legal examination of landlord's claims
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Relax Assistance Travel Insurance

Cancellation costs 

  • Assumption of cancellation costs if the trip cannot be started  

Travel insurance 

  • Assumption of return travel and additional costs if the trip has to be interrupted 

Travel legal protection abroad 

  • Assistance with travel-related legal cases abroad
Calculate your premium nowFind out more
Woman with curls on the phone

We care: protection for young people with up to 30% discount

Up to 30% on your private liability and household insurance (excluding natural hazards) if you are under 25 years old. Up to 20% if you are between 26 and 30 years old. Get an additional 10% discount if you have other insurance policies with Zurich.

What protection do I need?
It doesn't matter whether you live alone, as a couple or in shared accommodation: Check your insurance situation. Because mishaps are also possible in your new everyday life, as the following examples show:
Coffee on a laptop instead of in a cup
Coffee and hardware do not mix well. Especially when it's your coffee and your study buddy's laptop. How good that you took out personal liability insurance when you moved. This pays for damage that you cause to others.
Lock broken, SUP gone
Actually, you wanted to go to the lake at the weekend with your stand up paddle board (SUP). But unfortunately, someone gained access to your basement compartment and stole your SUP. You can count yourself lucky if you have household insurance for your new home.
Misjudged a post, dent in the car
You are on your way to the furniture store with a car sharing vehicle. In the car park you don't leave enough distance between you and a post. But you don't have to pay for the fender bender if you have insurance for rental and car sharing vehicles.
A knock instead of gnocci in Milan

You are looking forward to your holiday in Italy, but shortly before departure you fall ill. Fortunately, you have travel insurance that covers health incidents. This way, you are financially protected and can rest.

What a mess!
You ordered a new dress for your housewarming party. Unfortunately, the expected parcel is still not in your letterbox several days later. Was the seller dubious, or was the package stolen? No matter, your "Cyber Shop & Pay" insurance will compensate you for the loss.
Man fills moving box
From dream to dream house?
Your room in a shared apartment is very spacious, but the 14 square meters don't really give you that much space. You dream of your own house and wonder if you'll ever be able to afford it? With the right savings strategy, you can achieve your goals. Even with small amounts.

First apartment and lots of questions?

We have the answers. In our FAQs you will find practical tips, advice and a checklist for a successful move.
Insurance Know-How Plan move Downloads