How do I calculate the sum insured?
The sum insured corresponds to the total value of your home contents. But can anybody tell you the value you of their home contents at the drop of a hat? This is why you shouldn't just blindly rely on the standard values given by the online calculator. Because the tool doesn't know that you have a valuable mountain bike, 2,000 books or an expensive sound system.
But be careful. If you set the sum too low, you run the risk that the insurance will only cover part of the damage if worst comes to worst. If you are unsure, we recommend that you go through the apartment with a notepad and compile all the values or use our inventory data sheet to determine the sum insured.