Pension Savings 3a

Pension Savings 3a

With Zurich's 3a pension funds, you can build up assets flexibly – and save taxes year after year. You can choose how your money is invested and the amount you pay in each time.

Open a 3a pension fund online now Simply open an account online with just a few clicks

You can start saving right away

Only a few steps to your 3a pension fund.
Registration

Quick registration

With us, opening your 3a pension custody account is quick and straightforward – it just takes five minutes, and there's no subscription fee. Just have your ID on hand and you're ready to go.

Money

Adjust risk level

Are you more security-oriented, or do you not mind a bit of risk? We have the right investment strategy for every type of person.

Save

Get started and save

We allow you to determine the pace and the amount you wish to invest.

Benefits at a glance

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What distinguishes our products

Our funds are selected by independent experts. Browse different investment strategies and choose the one that perfectly fits your needs. We have been successful in this field for many years.

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Invest sustainably

For a climate-neutral economy: our Zurich Carbon Neutral World Equity Fund invests in companies that contribute to climate protection. With our Green Bonds, you can support projects that benefit the environment.

Frequently asked questions Downloads In Detail

Knowledge

family hiking

The 3 pillars concept – an overview

What are the three pillars actually? Who pays how much into them? What actions do I have to take? The three pillars concept can be confusing. In this article you will find an overview of the Swiss pension system.
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Life insurance: this is how it works

What exactly is life insurance – and when is it worthwhile? Brief answers to the most important questions.
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Those who are clever in making their provisions get more out of life

Do you enjoy life and would like to continue doing so in the future? Here are some tips on how best to save a portion of your wages.
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Pillars 3a and 3b – an overview

Why is it worth paying into pillar 3a? When should you start saving? And what is the difference between a saving and an insurance solution? The third pillar is an important element in retirement provision. Here, you will find the most important information on this subject.
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Practical tips for your retirement provision

Robust retirement provision will benefit you now and in the future. We show you how you can best leverage all three pillars. The sooner you start saving for your retirement, the more you will get out later!
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Thinking about tomorrow today

One of the biggest decisions we face is: "While enjoying my life today, how can I prepare financially for later on in life?"
The chess game of choosing between 3a/3b

Comparison of pillars 3a and 3b

The 3rd pillar is divided into pillar 3a and pillar 3b. In this article, you will find out about the important features of the two pillars, how they differ and which one you should invest in first. You will also find answers to the most frequently asked questions on the subject.
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Make dreams come true with good retirement provision

No matter how life plays out – a good pension plan adapts while at the same time offering security and returns with a high degree of flexibility.
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Good retirement provision for part-time employment too

Children or career? Today, both are possible – the world has become far more flexible and part-time employment far more widespread.

Other products

Men from several generations plant a tree together.

Term life insurance

If you have special responsibilities, for example in your family or as an entrepreneur, you should provide financial security in the event of death.

Unit-linked life insurance CapitalFund

Accumulate wealth, make provisions for retirement and save on taxes – CapitalFund unit-linked life insurance makes it possible.

Blue piggy bank

Pension, invest and protect yourself

Are you making the best of your precious assets? Our online check will give you an initial personalized overview of income protection, pension planning and wealth accumulation.