Sustainability starts in everyday life
Retirement provision with a clear conscience
You attach importance to your retirement provision and want to continue to do so in the future with a focus on sustainability: With the two new investment vehicles, the "ZIF Green Bond Global" and "Zurich Carbon Neutral World Equity Fund", your pension fund assets are invested in a sustainable way. The investment vehicles, which are consistently geared towards sustainability, are used in the Target Investment Funds (TIF) in all Zurich Invest investment solutions and in most investment plans for single life insurance policies. Depending on the investment strategy, your funds are invested with different weightings in green bonds and carbon neutral equity:
- with your unit-linked life insurance, which combines investing with the protection of an insurance policy.
- with your unit-linked 3a retirement provision account, which combines self-determined investments with sustainability and tax benefits.
With the new "ZIF Green Bond Global" and "Zurich Carbon Neutral World Equity Fund" investment vehicles, the next step towards sustainability is taken. These are intended to make a tangible contribution towards the Paris Climate Agreement. Step by step, an even stronger focus is being placed on sustainability when choosing the range of funds on offer. Over the next months and years, the individual funds will be looked at in detail and reviewed for their climate risks. The declared goal of the Zurich Insurance Group is to have emission-free equity, bond and real estate portfolios by 2050. To this end, ESG criteria are consistently integrated during the investment process. And impact-oriented investments are made; in projects that have a positive impact on sustainable development, for example, in the area of renewable energies. And what about the return on investments? According to various studies that have been carried out, security and returns are even improved in some cases when attention ESG criteria are taken into consideration. So green investments have some interesting aspects, they are effective instruments in climate protection and stand out thanks to attractive returns.
"Zurich Carbon Neutral World Equity Fund"
"ZIF Green Bond Global"
Green bonds are regular bonds that are used to finance sustainable projects. They therefore belong to the category of impact investing. The goal of such bonds is to promote the transition to a climate-neutral economy and society and, at the same time, generate attractive returns.