Unit-linked Life Insurance 3a/3b

Unit-linked Life Insurance

With Zurich's CapitalFund unit-linked life insurance, you can build up assets for retirement. What's more, you can also insure yourself against the risks of disability or death.

Do you want to accumulate wealth and save taxes?

  • Benefit from attractive potential returns and work continuously towards your savings goals.
  • Protect yourself and your loved ones with death and disability insurance.
  • Set up your unit-linked life insurance flexibly.
  • Climate-neutral investment options are also available.
  • Take advantage of interesting tax benefits - thanks to unit-linked savings in the 3rd pillar.
  • Realize return opportunities and choose from various investment plans.

Save today, fulfill your dreams tomorrow

"Take care of today and tomorrow will look after itself": Yann Sommer is the goalkeeper for the men's national team and knows why a 3a retirement fund is worthwhile right from the start of a career.

Set the course for your future now and save on tax at the same time.

Unit-linked life insurance with a convincing investment offer

By making regular deposits, you can build up your contract's cash value. A selection of investment plans and investment funds with an equity component of 0% to 100% offers the potential for additional returns.

Fluctuating market conditions

The amount paid out to you at contract maturity will vary depending on how the market performs.

Death benefit (optional)*

In the event of the insured person’s death, the beneficiaries receive a lump-sum payout. This can afford financial security for your partners, for example, who enjoy less favorable state benefits than a spouse does. Families can avoid being plunged into financial problems by a stroke of fate, such as not being forced to move out due to mortgage payments, for example.

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