Food and Accommodation Business Insurance

Why Zurich

availability for you.
Get quotes, have access to online sevices and place support requests at any time.
SMEs entrust us with their business.
Our corporate client advisors have an average of 20 years of professional experience.
experts near you at over 190 locations.
Zurich knows the importance of being close to you and your concerns.

What insurance should you consider?

Gastronomes and hoteliers know: A fire in the kitchen, water damage in the dining room, a broken showcase or a burglary can lead to temporary closure. They must therefore insure themselves not only against the direct consequential costs of such incidents, but also against financial losses.

Frequent risks


A fire in the kitchen of a restaurant destroys goods, equipment and machinery. The owner has to make a new start and procure the entire inventory. Thanks to the  property insurance, he also has the financial means to do so.


The head chef of a gourmet restaurant brings home a special holiday souvenir: an infection with dengue fever. Because of the risk of infection, he is banned from working for two weeks. His boss has to find a temporary replacement. The costs are covered by the property insurance.


After a pipe burst, the historic hall of a restaurant is flooded. The valuable parquet swells up and has to be restored. The property insurance covers the expenses.

Frequently asked questions

What are sub-sectors of the Food and Accommodation industry?
Is my company part of the Food and Accommodation industry?

  • Bar - without dancing
  • Boarding house - not private
  • Cafe; coffee shop; tea room; Internet cafe
  • Cafeteria; employee cafeteria
  • Camping ground
  • Confectioner with tea room
  • Dancing; discotheque
  • Dormitory
  • Fast food and trade fair stands; takeaway; fast food stands
  • Food delivery; pizza delivery
  • Hotel
  • Inn
  • Market hall
  • Meal service
  • Motel
  • Party service; catering
  • Press house; wine press
  • Private guest house; bed and breakfast
  • Restaurant - without beds
  • Roasting house
  • Youth hostel - SJH

Our advisory services

Protect yourself - we will be happy to advise you.