Credit Insurance, Loss of Receivables Insurance

Credit Insurance

Effective protection against customer insolvency

With Zurich Credit Insurance, you can protect your company against the financial consequences of customer insolvency. Whether you deal with exports, domestic business, products or services: Zurich provides you with effective protection against debtor defaults.

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Benefits at a glance

  • Zurich protects your company in the event of customers’ inability to pay (e.g. as a result of bankruptcy) and unwillingness to pay
  • Higher liquidity and easier borrowing from banks
  • It’s easier for you to capture new markets thanks to protection against debtor risks
  • Continuous credit checks on your customers and a fast online service for enquiring about credit limits

Good to know

  • The annual premium for your credit insurance is normally based on your declared annual revenue and on various attributes specific to your company
  • Your deductible is normally 10% of the insured accounts receivable

In detail

Zurich Credit Insurance is particularly useful for export-oriented companies and thus for more extensive debtor default risks, but it might also be of interest to other companies that want to optimize debtor management.

Your benefits in exports

  • Zurich understands the specific risks and dangers of the international export business
  • Zurich has a large international network of experts
  • Zurich works worldwide with local debt recovery partners
  • You can also insure high debts

Optimized debtor management

  • Zurich checks your customers’ credit rating
  • Insure debtor risks for small customers at a flat rate
  • Zurich checks your preferred credit limits and defines them based on a debtor’s credit rating

Our advisory service

Do you want effective protection against payment defaults? We would be glad to advise you.

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