Credit Insurance, Loss of Receivables Insurance

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Credit Insurance

Effective protection against customer insolvency

With Zurich Credit Insurance, you can protect your company against the financial consequences of customer insolvency. Whether you deal with exports, domestic business, products or services: Zurich provides you with effective protection against debtor defaults.

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Benefits at a glance

Zurich protects your company in the event of customers’ inability to pay (e.g. as a result of bankruptcy) and unwillingness to pay
Higher liquidity and easier borrowing from banks

It’s easier for you to capture new markets thanks to protection against debtor risks
Continuous credit checks on your customers and a fast online service for enquiring about credit limits

Fewer details

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Good to know

The annual premium for your credit insurance is normally based on your declared annual revenue and on various attributes specific to your company
Your deductible is normally 10% of the insured accounts receivable

In detail

Zurich Credit Insurance is particularly useful for export-oriented companies and thus for more extensive debtor default risks, but it might also be of interest to other companies that want to optimize debtor management.

Your benefits in exports

Zurich understands the specific risks and dangers of the international export business
Zurich has a large international network of experts
Zurich works worldwide with local debt recovery partners
You can also insure high debts

Optimized debtor management

Zurich checks your customers’ credit rating
Insure debtor risks for small customers at a flat rate
Zurich checks your preferred credit limits and defines them based on a debtor’s credit rating