Organhaftpflichtversicherung (D&O)

Benefits at a glance

  • Custom coverage to protect the personal assets of your company’s management
  • Coverage for compensation payments and legal defense costs
  • No unnecessary obstruction of management due to fending off unjustified claims
  • Comprehensive coverage for a low premium 
  • Pays the costs of rebuilding your good reputation

We also offer individual solutions for corporate customers.
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Good to know

  • The effective Directors’ & Officers’ Liability Insurance is the prerequisite for putting the best people into management roles in your company and for providing comprehensive protection against claims
  • Willful breach of duty and unlawful enrichment are not insured
  • Bodily injury and property damage are not insured under Zurich D&O Liability Insurance

In detail

The law states that managers, with their personal assets, are liable for their actions and failure to act in business, to the extent that there is a claim for damages. Zurich D&O Liability Insurance is a customized solution that assumes this liability.

Coverage and extensions of coverage

  • Zurich D&O Liability Insurance protects managers’ personal assets in the event of claims arising from the insured person’s relationship to the company  
  • Spouses, registered partners, heirs and legal representatives are also insured where claims are made against them for actions or failure to act on the part of the insured person
  • Coverage can be extended to the company and its subsidiaries if these have indemnified a director or officer
  • In the event of claims, Zurich pays any due compensation and defense costs

Our advisory service

Protect your managers against potential lawsuits. We would be glad to advise you.
Two women writing on a board.

Vita – occupational retirement provision

Mandatory occupational retirement provision (BVG) supplements AHV/IV benefits in old age, disability and death. Make provisions for yourself as an entrepreneur and for your employees and choose the occupational pension plan from Zurich and Vita Joint Foundations that suits you best.

A warehouse

Protection for inventory and earnings

Water damage in a warehouse, followed by loss of income – the financial consequences can be severe. Protect yourself against risks, now.

A yellow warning sign on the floor.

Business risk under control

Products manufactured incorrectly, incorrect machine operation – liability insurance helps you calculate risk.