If you live in Switzerland you are required by law to take out health insurance. Sanitas offers a range of basic insurance options to meet your particular requirements. The medical services provided in each case are identical, but you can make considerable savings on premiums depending on the option you choose.
Basic insurance (Basic)
With the standard model you are free to choose your physician – from your family doctor to a specialist. This insurance covers outpatient treatment where you live and where you work.
Alternative insurance models with savings potential
If you want to benefit from discounts on your basic insurance, you should select one of the following alternative insurance models. However, in the event of illness, you must remember to always seek advice by phone first or only consult your family doctor or a network of physicians.
- Compact One: reliable medical advice over the phone around the clock; children’s health hotline and emergency nanny service included
- CallMed: initial medical consultation over the phone by Medgate around the clock, then free choice of physician
- CareMed (family doctor model): initial treatment and coordination of any further treatment by your family doctor
- NetMed (physician network model): initial treatment and coordination of any further treatment by a physician from a network of physicians or a group practice. This offer is not available throughout Switzerland.
These four insurance models allow you to benefit from attractive premium discounts. Your Zurich advisor would be happy to put together an offer geared to your requirements.