Terms and conditions of participation

The organizer of the prize draw is Zurich Insurance Company Ltd («Zurich»). It will present the above-mentioned prizes individually to each of the various winners, whose names will be drawn at random from all the entrants. Automatic entry into the competition applies for anyone who has a Zurich motor vehicle insurance quote calculated between the time of the competition publication and the closing date, either via the online premium calculator directly at zurich.ch or by means of an online contact form, by telephone or in person via the Customer Consultant at a Zurich general agency, and who fulfills the other conditions of participation. The prize draw is open to all natural persons who are resident in Switzerland, have reached the age of 18 and are capable of acting. Employees of Zurich Insurance Group and its subsidiaries, as well as Zurich's general agencies, are excluded. Participation is free of charge. It is not necessary to conclude a contract in order to participate. The conclusion of a contract has no influence on the chances of winning. Alternatively, it is also possible to take part in the prize draw via email. To do so, please send an email to MarketingSchweiz@zurich.ch with the subject «Car insurance prize draw» and your contact details. Each participant may only enter the contest once. The closing date for entries is September 30, 2022 (midnight). Winners will be notified by October 31, 2022, in writing or by telephone. 

If this competition is conducted via a social media platform (such as Facebook, LinkedIn, etc.), it is affirmed that the social media platform in question is not involved in the competition in any way and is released from any liability in this respect.

Legal recourse to the prize is excluded and no cash payment will be made. We reserve the right to check the correctness of the participants' data when awarding the prize. Zurich or the companies of the Zurich Insurance Group in Switzerland and their general agencies cannot be held liable for the non-awarding of the prize for reasons beyond their control (e.g. incomplete or incorrect address details of the winners), the quality of third-party services or their failure. Under no circumstances will substitutes or compensation be provided. Prizes can only be transferred to another person with the approval of Zurich. The prize transfer may not take place in exchange for goods or services. The resale of the prize in exchange for payment is thus prohibited; any attempts to sell the prize will lead to the (subsequent) disqualification of the winner and the revocation or reclamation of the prize. 

The participants agree that Zurich may use the data collected in the course of this prize draw for marketing purposes, e.g. electronic or postal mailings or contact by telephone.