Valuables Insurance

Insurance of valuables: For millionaires only?

By no means. In addition to luxury items we will insure any possessions that are dear to you, from wedding rings to designer glasses and surfboards.

Household contents insurance or insurance of valuables?

Why both of these are worth having. Additional insurance of valuables is recommended for expensive items, because thanks to all-risk coverage, the insurance coverage is much more comprehensive than with contents insurance. This means that everything is insured that is not specifically excluded. This includes for theft, loss, damage or destruction – and this coverage is valid worldwide.

What kind of damage and loss cases are insured?

You benefit from comprehensive all-risk protection. This means that everything not explicitly excluded is insured. Theft of your wristwatch, a dropped camera, an antique rug bombed by a glass of red wine...

Isn’t comprehensive coverage far too expensive?

You will be pleasantly surprised. For example, the cost to insure a ring valued at 5,000 francs is just 53 francs a year.

What if I break something myself?

Not a problem. All-risk coverage means that even damage you caused accidentally yourself is covered. We also pay if a perfume bottle spills in your designer purse, if your child rips your glasses off your face or if you knock over a sculpture from its pedestal while dusting.

I already have household contents insurance. Why do I need valuables insurance in addition?

It is particularly recommendable when you own valuable property items, because all-risk insurance coverage is much more comprehensive than household contents insurance. In fact, you can exclude the insured items from your household contents policy to reduce the policy premiums.