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By no means. In addition to luxury items we will insure any possessions that are dear to you, from wedding rings to designer glasses and surfboards.
Why both of these are worth having. Additional insurance of valuables is recommended for expensive items, because thanks to all-risk coverage, the insurance coverage is much more comprehensive than with contents insurance. This means that everything is insured that is not specifically excluded. This includes for theft, loss, damage or destruction – and this coverage is valid worldwide.
You benefit from comprehensive all-risk protection. This means that everything not explicitly excluded is insured. Theft of your wristwatch, a dropped camera, an antique rug bombed by a glass of red wine...
You will be pleasantly surprised. For example, the cost to insure a ring valued at 5,000 francs is just 53 francs a year.
Not a problem. All-risk coverage means that even damage you caused accidentally yourself is covered. We also pay if a perfume bottle spills in your designer purse, if your child rips your glasses off your face or if you knock over a sculpture from its pedestal while dusting.
It is particularly recommendable when you own valuable property items, because all-risk insurance coverage is much more comprehensive than household contents insurance. In fact, you can exclude the insured items from your household contents policy to reduce the policy premiums.
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