Life insurance protection

Non-smokers

Do you enjoy good health? Then your wallet will be happy as well: we offer particularly attractive premiums for non-smokers.

Flexibility

Your risk coverage either remains constant or declines over time. You can insure two people or only yourself. You decide, we're flexible.

Health questions

Quick and simple: A lump-sum death benefit of up to CHF 200‘000 requires you to only answer a few questions regarding your health.

BENEFITS AT A GLANCE

  • Life insurance in case of death: financial security for your loved ones in the event that you die while still of working age
  • With life insurance protection, you define the amounts paid out according to your family’s needs
  • Zurich will pay your premiums in the event of disability
  • You save tax: this term life insurance is subject to tax relief as part of pillar 3a
Fewer details
More details

At a glance

Protection for family and business partners
  • Life insurance gives your family financial security
  • Cohabiting partners: close any insurance gaps as part of pillars 1 and 2
  • Protect business partners and make sure your business can survive
  • Ensure that your mortgage is paid off even after you die

You define the death benefits
  • Term life insurance with continuing benefit payments to meet continuing financial obligations (e.g. paying off a loan)
  • Or a decreasing benefit to meet an obligation that reduces over time (e.g. amortization of a mortgage)
Attractive discounts
  • Lower risk life insurance premiums if you live healthy (e.g. not smoking)

More details

Zurich LifeRisk helps you protect your family and business partners against financial shortfalls in the event of your death while still of working age. Your family's livelihood and your children's education are secured.

Good to know:

  • Life insurance in case of death: financial security for your relatives in the event that you die while still of working age
  • With life insurance protection, you define the amounts paid out according to your family’s needs
  • Benefit from lower premiums if you are in good health (balanced BMI; body mass index)
  • Zurich will pay your premiums in the event of disability
  • You save tax: this term life insurance is subject to tax relief as part of pillar 3a
  • Zurich will pay your premiums in the event of disability
  • You save tax: this term life insurance is subject to tax relief as part of pillar 3a
181,800
People have during 2016 drawn benefit from a survivors pension
1,880
CHF monthly is the maximum AHV- Pension for Widows/ Widowers
35%
of all deaths under the age of 65 years can be linked to malicious tumours

Our advisory service

Optimum financial security for your family is based on an analysis of your personal situation. We would be glad to advise you.

Request advice

Find an agency

Knowledge

Happy family at the beach

5 reasons for choosing term life insurance

Death changes everything in one stroke – suddenly a father, sister or husband is gone. The emotional pain is difficult enough. Why compound it with financial worries?

With children, financial security is important. Without them too

Many people carry a lot of responsibility. For themselves and often for their nearest and dearest too. For that reason it is important to be well aware of your own financial situation at every stage in your life and to protect yourself in the right way.
Man at desk

Thinking about tomorrow today

One of the biggest decisions we face is: "While enjoying my life today, how can I prepare financially for later on in life?"
BackToTop