Children′s insurance

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Children's insurance

We can't protect our children from everything, but we can protect them from the financial consequences of an accident or serious illness. Zurich Junior: comprehensive protection and starting capital for the future.

One-time capital payment for necessities

The insurance coverage also includes a one-time capital payout in the event of disability. This can be used, for example, for necessary alterations to make the home more accessible. In addition, the child continues to benefit from disability insurance into adulthood without additional health examination, ensuring that the entirety of their professional life is covered.

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Financial security into old age

With Zurich Junior children's insurance, you can combine comprehensive disability protection with an optional savings component. This allows you to create financial security and ensure a great start to adult life. Another option is to take out savings insurance without disability protection.


Savings insurance for that extra something on their 20th birthday

You have the option of enhancing the insurance coverage from Zurich with a savings component. This way, the child will also benefit from a pleasing amount of money, for example, as a gift on their 20th birthday. It is also possible to take out savings insurance without disability protection.

Who needs Zurich Junior?

In Switzerland, children only have minimal state cover against the long-term financial consequences of sickness and accidents. Those who can't count on additional support may have to subsist on a minimal income for the rest of their lives. The chart illustrates the benefits of the Premium risk coverage package.

Why do you need Zurich Junior?

In Switzerland, children only have minimal cover against the long-term financial consequences of sickness and accidents. Zurich Junior fills this gap with a comprehensive package of benefits. In addition, it allows you to save a lump sum which the beneficiary child will receive on their 20th birthday – e.g. for travel or study.

Questions and answers about children's insurance

Would you like to find out more about our children's insurance? Here you will find answers to the most important questions on this topic.
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Retirement provision guide

Would you like to learn more about pensions and retirement provision? In our guide you will find relevant information on this topic and learn how you can prepare cleverly.
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How to protect your child from accidents

If you have children, there's never a dull moment. Because they come up with the craziest ideas, and there are dangers lurking on literally every corner.

With children, financial security is important. Without them too

Many people carry a lot of responsibility. For themselves and often for their nearest and dearest too. For that reason it is important to be well aware of your own financial situation at every stage in your life and to protect yourself in the right way.
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Design your future with us

Comprehensive financial or retirement planning is the first step on the way to a relaxed retirement.

Retirement provision, yes – but how?

We offer a wide range of products for your retirement provision. If you have any questions, we will be happy to advise you.

Disability Insurance

With Zurich EmploymentRisk, you secure your income in the event that you become unfit for work due to illness or an accident. 

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Protection for loved ones

People with a family have a special responsibility – including making financial provisions for the event of unexpected death. Risk life insurance protects your family, life partner or business partner against financial shortfalls. Take out your insurance coverage directly online or get individual advice for a tailor-made solution.

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Free pension advice

Our advisors will answer your retirement provision questions in a personal meeting. At the end of the meeting, you will be aware of your retirement provision situation and know how to close any gaps.