Pension Savings 3a

Pension Savings 3a

With Zurich's 3a pension funds, you can build up assets flexibly – and save taxes year after year. You can choose how your money is invested and the amount you pay in each time.

Open a 3a pension fund online now Simply open an account online with just a few clicks

Everything you need

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Quick registration

With us, opening your 3a pension custody account is quick and straightforward – it just takes five minutes, and there's no subscription fee. Just have your ID on hand and you're ready to go.

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Adjust risk level

Are you more security-oriented, or do you not mind a bit of risk? We have the right investment strategy for every type of person.

Get started and save

We allow you to determine the pace and the amount you wish to invest.

Benefits at a glance


What distinguishes our products

Our funds are selected by independent experts. Browse different investment strategies and choose the one that perfectly fits your needs. We have been successful in this field for many years.


Invest sustainably

For a climate-neutral economy: our Zurich Carbon Neutral World Equity Fund invests in companies that contribute to climate protection. With our Green Bonds, you can support projects that benefit the environment.

Do you have any questions?

FAQ Downloads In Detail

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Pension calculator

With this pension calculator you can calculate any possible shortfalls or gaps in your retirement provision. Our specialists can then show you how to close them. We would be happy to advise you!


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The 3 pillars concept – an overview

What are the three pillars actually? Who pays how much into them? What actions do I have to take? The three pillars concept can be confusing. In this article you will find an overview of the Swiss pension system.
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Pillar 3a: Bank or insurance?

Are you uncertain whether you should open your pillar 3a with a bank or an insurance company? We have listed the common features and differences for you. Find out which retirement provision solution is the better fit for your requirements.
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Pillar 3a: Save taxes on withdrawals

By withdrawing your retirement assets from pillar 3a and your occupational pension fund on a staggered basis, you can minimize your tax burden.
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Pillars 3a and 3b – an overview

Why is it worth paying into pillar 3a? When should you start saving? And what is the difference between a saving and an insurance solution? The third pillar is an important element in retirement provision. Here, you will find the most important information on this subject.
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Practical tips for your retirement provision

Robust retirement provision will benefit you now and in the future. We show you how you can best leverage all three pillars. The sooner you start saving for your retirement, the more you will get out later!
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Comparison of pillars 3a and 3b

The 3rd pillar is divided into pillar 3a and pillar 3b. In this article, you will find out about the important features of the two pillars, how they differ and which one you should invest in first. You will also find answers to the most frequently asked questions on the subject.
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Good retirement provision for part-time employment too

Children or career? Today, both are possible – the world has become far more flexible and part-time employment far more widespread.
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Marriage or common-law partnerships: Who gets the best deal?

As soon as two people are co-habiting, they are living in a common-law partnership. A couple in a common-law partnership, however, does not enjoy the same protection as a married couple. We explain why.