Wealth accumulation through investment funds

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Pillar 3b: Clever asset accumulation with investment funds

Every journey begins with the first step, and asset accumulation is no exception. With our 3b investment funds, you can invest your money professionally from as little as 1,000 francs and achieve your savings goals faster. For a trip around the world, for example, a vacation home by the sea, or financial security in old age.

Everything you need

We are independent

For each asset class, we search for the most successful fund managers and invest your money in the most promising investment products. That’s because we do not employ our own fund managers, we advise our customers independently of providers and products and avoid conflicts of interest.

We are fair

We manage more than CHF 42 billion for our clients, who include major Swiss pension funds. As a major investment manager, we benefit from particularly attractive conditions, which we share with you. This further improves the performance of our investment funds.

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We are transparent

We manage collective investment schemes and are therefore subject to supervision by the Swiss Financial Market Supervisory Authority. We also report regularly on the performance of our investment funds and keep you informed of important changes.

An investment fund for every investment objective

With the Zurich Invest Fund Account, you invest in attractive investment funds and systematically build up your assets. You can choose between six funds, pay in once (from 1,000 francs) or regularly (from 100 francs), switch from one investment fund to another, and have all or part of your assets paid out free of charge.

Five good reasons for investment funds

Investment professionals

Fund managers manage funds according to the same principles as the assets of institutional clients such as pension funds. They monitor markets, analyze trends, adjust strategy, diversify the portfolio, and buy or sell investments. For our investment funds, we commission only the most successful fund managers and invest in the most promising investment products.


A broadly diversified investment fund balances security and return as well as liquidity. With an investment fund, you don't put all your eggs in one basket, such as a single stock, but rather a balanced portfolio that reduces fluctuations in value and maximizes opportunities for returns. In our investment funds, we pay attention to broad diversification and spreading the risk of all investments.


Investment funds are highly liquid: You can get involved, change or get out at any time. With us, you can join from as little as 1,000 francs, pay in 100 francs or more on a regular basis, and switch from one fund to another at any time or withdraw all or part of your assets free of charge.


Fund investors enjoy special investor protection and are better off than other categories of creditors if a fund management company files for bankruptcy. The fund assets are considered special assets and are paid out to the fund investors. This means your money is safe even in the unlikely event of financial distress on the part of the fund company or custodian bank.


Investment funds that are accessible to the general public are supervised by the Financial Market Supervisory Authority FINMA and are required by law to report on investments, performance, costs and fees. We regularly keep our fund investors up to date and provide important information on the Internet. For us, transparency is the basis of investor confidence.

Do you have any questions?

FAQ Downloads

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