Savings insurance 3a/3b

Saving for the future with security

Security, sustainability and returns

With the Premium Life life insurance, 95% of your savings premiums are invested in the guaranteed assets. At the same time, you have attractive potential returns - thanks to the climate-neutral Zurich Carbon Neutral World Equity Fund.

Protect your loved ones

No one is immune to strokes of fate. Protect yourself from the financial consequences and safeguard your family while doing so.

Stay flexible

Do you already have some firm plans for the future - or do you like to stay spontaneous? Either way: Premium Life savings insurance can be adapted flexibly to suit your life.

The Premium Life savings insurance is suitable for you if...

You have big plans, for example, to buy your own home or retire early.

You want to invest your money safely, with a "sustainable" share, and with a focus on returns

You wish to protect your loved ones and yourself financially, for example, in the event of death.

Your insurance should be flexible to allow you to adapt it if your circumstances change

You want your money to be invested by professionals

You want to save on taxes within the framework of pillar 3a

Zurich has the ideal solution

Once you have made the decision to purchase Premium Life, you can just sit back and relax without any worries. The product gives you flexibility at all times: if your circumstances change, you can easily adjust the insurance policy as needed.

*Free maturity management: In the final phase of your contract your fund assets are automatically reallocated to funds with a lower asset allocation in equities to shield against price fluctuations.

**The death benefit gives your surviving dependants financial security in the event of your death. You choose the amount that's right for your needs. The chart shows an assumed death benefit of CHF 60,000. You may also choose a premium waiver in the event of disability or, alternatively, a disability pension.

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