Pension & financial advice

No, you are not obliged to anything. In our conversation, we show you solutions tailored to your current situation. You decide whether you want to implement them.

Yes, the provision consultation is free of charge for you.

The more information you provide, the better we can address your personal situation. Ideally, bring the following documents to the meeting: 

• OASI statement
• Pension certificate from your pension fund
• Policies of existing life insurances and 3a bank accounts

If you die or are unable to work due to an accident or illness, state and occupational pensions provide support. However, these benefits are often not enough to maintain your usual standard of living. That’s why it’s important to protect yourself and your loved ones against these risks:

• Disability: In Western Europe, one in four people is at least temporarily unable to work due to illness or accident. By insuring against loss of earnings, you close the gap for yourself and your family.
• Death: A term life insurance pays out an agreed sum, so your family or business partners are financially secure and ongoing obligations are covered. This way, your loved ones can focus on what matters most during difficult times.

Now. The earlier you begin, the more quickly it pays off thanks to the compound interest effect. For instance, if you want to save up CHF 100,000 and expect a yield of 3.75 percent, you would have to put aside CHF 688.10 each month for 10 years – or just CHF 155.50 each month if you have 30 years to reach your savings target. The basis for a successful monetary investment is a medium- to long-term time period and the right investment strategy for you.