Retirement savings account 3a

Retirement savings account 3a

With Zurich's 3a account, you can build up assets flexibly – and save taxes year after year. You can choose how your money is invested and the amount you pay in each time.

Open an account online now Simply open an account online with just a few clicks

You can start saving right away

Only a few steps to your retirement savings account 3a.

Quick registration

With us, opening your 3a account is quick and straightforward – it just takes five minutes, and there's no subscription fee. Just have your ID on hand and you're ready to go.


Adjust risk level

Are you more security-oriented, or do you not mind a bit of risk? We have the right investment strategy for every type of person.


Get started and save

We allow you to determine the pace and the amount you wish to invest.

Benefits at a glance


What distinguishes our products

Our funds are selected by independent experts. Browse different investment strategies and choose the one that perfectly fits your needs. We have been successful in this field for many years.


Invest sustainably

For a climate-neutral economy: our Zurich Carbon Neutral World Equity Fund invests in companies that contribute to climate protection. With our Green Bonds, you can support projects that benefit the environment.

Frequently asked questions Downloads In Detail


family hiking

The 3 pillars concept – an overview

What are the three pillars actually? Who pays how much into them? What actions do I have to take? The three pillars concept can be confusing. In this article you will find an overview of the Swiss pension system.
Sitting man

Life insurance: this is how it works

What exactly is life insurance – and when is it worthwhile? Brief answers to the most important questions.
Woman in office

Those who are clever in making their provisions get more out of life

Do you enjoy life and would like to continue doing so in the future? Here are some tips on how best to save a portion of your wages.
2 boys playing Jenga

Pillars 3a and 3b – an overview

Why is it worth paying into pillar 3a? When should you start saving? And what is the difference between a saving and an insurance solution? The third pillar is an important element in retirement provision. Here, you will find the most important information on this subject.
Man at desk

Thinking about tomorrow today

One of the biggest decisions we face is: "While enjoying my life today, how can I prepare financially for later on in life?"
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Make dreams come true with good retirement provision

No matter how life plays out – a good pension plan adapts while at the same time offering security and returns with a high degree of flexibility.
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Good retirement provision for part-time employment too

Children or career? Today, both are possible – the world has become far more flexible and part-time employment far more widespread.

With children, financial security is important. Without them too

Many people carry a lot of responsibility. For themselves and often for their nearest and dearest too. For that reason it is important to be well aware of your own financial situation at every stage in your life and to protect yourself in the right way.
Frau und Mann mit Wolldecke

Marriage or common-law partnerships: Who gets the best deal?

As soon as two people are co-habiting, they are living in a common-law partnership. A couple in a common-law partnership, however, does not enjoy the same protection as a married couple. We explain why.

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Term life insurance

If you have special responsibilities, for example in your family or as an entrepreneur, you should provide financial security in the event of death.

Unit-linked life insurance CapitalFund

Accumulate wealth, make provisions for retirement and save on taxes – CapitalFund unit-linked life insurance makes it possible.

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Pension, invest and protect yourself

Are you making the best of your precious assets? Our online check will give you an initial personalized overview of income protection, pension planning and wealth accumulation.