Saving for yourself
Yet for many people, the capital from the pension fund is the most important source of income in old age: Their pension from the 2nd pillar is financed from it. However, under certain conditions, pension fund assets can also be used to start a business or to buy your own home.
With the pension from the 2nd pillar, everyone saves for themselves – at least in theory. This is because at the moment, previous pension pledges can no longer be fully financed, among other things because of rising life expectancies and low interest rates.
2nd pillar: unintentional redistribution
1st pillar: Looming funding gap
Will the money from the 1st and 2nd pillars be enough?
Those who inform themselves will be better protected
Making your retirement provision a priority and addressing it accordingly is vital: What is my personal pension situation? What payments can I actually expect from the 1st and 2nd pillars? Is this income sufficient for me, or would I rather have more money available? If I would like to have more financial freedom, the 3rd pillar offers me many opportunities to save or invest money.
An individual pension consultation at Zurich provides an overview of the three pillars and shows ways to improve your personal pension situation. Because only those who understand retirement provisions will be able to take their future into their own hands. Make your retirement provision a priority!