Management Profiles

Juan Beer, Chief Executive Officer Zurich Switzerland

Juan Beer has been Chief Executive Officer (CEO) for Zurich Switzerland since Februar 2018. He first joined Zurich Insurance Group in 1987 as an apprentice and since then has held various positions in Underwriting, Sales and Relationship Management as well as in Market Segment and Country Management. This includes a series of senior leadership and management positions as Chief Executive Officer of Zurich's Global Corporate business in Switzerland, Head of International Program Business for Zurich's Commercial Insurance business in Spain, Global Chief Underwriting Officer for Zurich's Global Corporate business, Global Chief Underwriting Officer for Zurich’s Property, Engineering Lines and Marine portfolio and Global Head of the P&C Technical Center. In his most recent role as Zurich's Global Head of Group Reinsurance, he successfully redirected and executed the Group's reinsurance strategies enabling protection of Zurich's strong capital base and earnings.

Juan Beer holds a Commercial and Insurance Diploma from Zurich Business School and completed an Advanced Management Program at IESE Business School in 2013.

Jörg Bertogg, Head of Commercial Insurance

Jörg Bertogg  has been Head of Commercial Insurance since September 2016. He joined Zurich in 2003 after working for Andersen Business Consulting. He led business development for Global Corporate in Europe until 2007 and built the European Head Office in Dublin while serving as Chief Operating Officer (COO). In November 2009, Jörg Bertogg was appointed COO and member of the management team at Zurich Switzerland. He then became COO for Global Corporate, Zurich’s global corporate insurance business, in 2013. Jörg Bertogg earned a master degree in business administration and economics from the University of Berne, Switzerland.

René Harlacher, Chief Underwriting Officer

René Harlacher has been Chief Underwriting Officer since August 2016. Prior to joining Zurich Switzerland, he served in different leadership roles for Axa Winterthur, including Head of Underwriting, Head of Business Development Property & Casualty and, most recently, Head of Commercial Customers. In addition, René Harlacher previously worked as a consultant in the insurance and IT industries. He has a Master of Science in Business Informatics from Zurich University.


In March 2018 Robert Gremli took on the leadership of the Brokers & Partnerships division of Zurich Switzerland. He joined Zurich in 1988 as a trainee and undertook various positions of responsibility within the Zurich Group. During this time he gathered diverse expertise in international and local business with major clients. For the last eight years, Gremli has acted as Group Chief Risk Engineering Officer . Robert Gremli studied Business Administration in Zurich and gained an MBA in Financial Services and Insurance in St. Gallen.

Matthias Rüegg, Head of Retail Transformation & Innovation

Matthias Rüegg has been leading Retail Transformation & Innovation at Zurich Switzerland since June 2018. He joined Zurich in 2017 as Head of Customer Management. Previously, Matthias Rüegg served in various leadership positions at AXA Winterthur including Head of Indemnity Insurance - Private Customers, Head of Direct Sales, Customer Relationship Management (CRM) & Cooperations as well as Senior Project Manager. Prior to that, he spent time at PricewaterhouseCoopers and Mobiliar. Matthias Rüegg studied business and has an Executive MBA from the University of St. Gall.

Sandro Meyer, Head of Life

Sandro Meyer joined Zurich in 1994 and launched his career in what was formerly SBU Life International. Between 2001 and 2006, he built up the Zurich Employee Benefit Network (ZEBN) within Global Corporate, International Program Business. In 2006, he relocated to Chicago for Global Corporate, where he served as Senior Vice President, Customer Relationship Management. In August 2010, Sandro Meyer assumed the role of Head of Corporate Life & Pensions (CLP), before being appointed Head of Life in November 2016. He has a bachelor’s degree in business management.

Ralph Echensperger, Chief Claims Officer

Ralph Echensperger has been Chief Claims Officer for Zurich Switzerland since October 2016. Prior to this role, he was responsible for leading Claims Motor at Zurich. He started his career in 1992 as a commercial trainee and held various positions within Zurich Financial Services until 1999. He then started working as a consultant in London, before returning to Switzerland where he held leadership positions with two insurance companies.

Bettina Bornmann, Chief Financial Officer

Bettina Bornmann joined Zurich Life Switzerland as Chief Financial Officer in spring 2015. She previously worked at Swiss Life Group and between 2009 and 2011 she had been Chief Financial Officer for Swiss Life Private Placement Life Insurance and between 2011 and 2015 she was Head of Group Controlling. Previously, she had gained valuable experience at UBS and thereafter at KPMG, where she worked from 1998 to 2008, most recently as Head of Corporate Finance Switzerland. Bettina Bornmann completed her studies of economics at the University of Zurich with a Master of Arts UZH.

Jolanda Grob, Chief Human Resources Officer

Jolanda Grob has been in charge of the Human Resources (HR) division at Zurich Switzerland since March 1, 2018. Her professional career started after she completed her Psychology studies with Deloitte, for whom she was responsible for Graduate Marketing & Recruitment in addition to acting as an HR Business Partner. Following roles as Head Learning & Development and Talent Management at Unilever and Coca-Cola, she was Head of the International Learning & Development, Talent Management, Culture and Engagement divisions at Amgen, the largest biotech company. In 2010 she came to Zurich, where she held various positions in the Talent Center of Expertise, as Group Head Employee Research & Engagement and most recently as Global HR Business Partner.
Jolanda Grob gained a Master's in Applied Psychology (lic. Phil I) at the University of Fribourg, acquired a Swiss Diploma in Career Counseling, furthered her knowledge of various HR topics and has a Master's in Systemic Solution-oriented Coaching.


Thomas Steiger has been leading Distribution at Zurich Switzerland since February 2017. Before this appointment he led the newly created Chief of Staff department where he was responsible for the business unit’s strategy as well as Marketing, Corporate Responsibility and Communications. Prior to this role, he served as Head of Retail from November 2010 to March 2016. Thomas Steiger started his career in the insurance industry in 1992 where he served in various roles including Head of Insurance Solutions at COMIT AG. He also held different positions within Sales, Product Management, Marketing and Operations. He gained international experience working in Asia, Germany, Austria, Switzerland and the United States. Thomas Steiger has a degree in insurance management from the University of St. Gallen. He has extensive experience in the fields of life and general insurance, assets, sales and IT/operations, and knows the Swiss banking market inside and out.

Andi Fischer, Chief Investment Officer

Andi Fischer has been Chief Investment Officer for Switzerland since 1 November 2018. He joined Zurich in 2009 as Regional Investment Manager for Southern Europe and Africa. Over time, he gained additional responsibilities for Austria, Ireland Life and Group Treasury. Over the last 18 months, he has also built up a credit analysis team in Barcelona. From mid 2017 until the beginning of 2018, Andi Fischer was CIO Spain ad interim in Barcelona. Prior to joining Zurich, he held various positions in leading global investment banks. He started his professional career at Goldman Sachs Bank in Zurich, where he was responsible for regulatory reporting. Andi holds a Master's degree in Business Administration from the University of Zurich and is a CFA Charterholder.

Marc Monnier, General Counsel Switzerland

Marc Monnier has been leading the Legal & Compliance department as General Counsel Switzerland since June 2016. Since joining Zurich in 2002, he has taken on various roles in the legal departments of Zurich Switzerland and Zurich Insurance Group, Corporate Center. Most recently, Marc Monnier served as Senior Legal Counsel for Zurich Life Insurance Company Ltd. He received a Master of Laws (lic. iur.) degree from the University of Fribourg in 1998 and was admitted to the bar in Switzerland (Canton of Solothurn) in 2001. He also earned a Master of Laws (LL.M.) degree from the University of Pennsylvania Law School in 2005.

Andreas Henke, Chief Risk Officer

Andreas Henke has been Chief Risk Officer at Zurich Switzerland since January 2019. Andreas joins Group Risk Management and the Swiss business unit from Group Treasury where he has been Treasurer EMEA since 2015. In this role, he has driven the strategic implementation of Solvency 2 as well as taken care of topical issues such as Brexit and Mergers & Acquisitions (M&A). In addition, he worked on capital topics together with our European management teams and their regulators. Prior to this, he served in various Group Finance roles and has been an insurance auditor with KPMG and also a Corporate underwriter with Allianz in Germany. Andreas holds a degree in Business Administration and is a Swiss Qualified Accountant and Auditor as well as a certified Financial Risk Manager (GARP).

Sandra Hauser, Head Technology, Data and Business Transformation

Sandra Hauser has been leading the division Technology, Data and Business Transformation  since August 2019. Previously, she held various IT management positions in the financial sector in Switzerland and abroad. From 1988 to 2009 she held various local and global positions at UBS; from 2009 to 2012 she acted as Global CIO at Coutts/Royal Bank of Scotland, then from 2012 to 2016 as Global Head of BPO Center Management at Avaloq, and most recently as Member of the Executive Board at ARIZON Sourcing. Sandra Hauser holds a degree in computer science  from ETH Zurich and also graduated as financial analyst and asset manager.