Professional Indemnity Insurance for Medical Professions

Benefits at a glance

  • Your assets are protected against the financial consequences of claims for damages
  • Specific professional indemnity insurance for a number of medical specialties, for medical personnel and for group practices
  • Professional advisors and the industry’s leading claim settlement system thanks to our competence center for medical claims in Zurich, plus one branch office each in French- and Italian-speaking Switzerland
  • Legal protection in criminal proceedings
  • Coverage for subsequent risks if the practice closes or in the event of death
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Good to know

Rapid progress in medical fields means that patients have rising expectations. Patients today assume that their treatment will have a positive outcome. They are better informed than ever and less inclined to accept unsatisfactory treatment outcomes as simply the way things go. With Zurich Professional Indemnity Insurance, you can counter all types of claims made by patients.

In detail

As a doctor, you are exposed to risk – whether in your own practice, in a hospital or an emergency department. That makes professional indemnity insurance indispensable to reliably manage any losses and defend against unjustified claims.

Professional indemnity insurance for doctors and medical personnel in all branches

  • Physicians in general practice, anesthesia, surgery, pediatrics, psychiatry, urology, gynecology, orthopedics, ophthalmology or radiology
  • Dentists
  • Veterinarians
  • Midwives, naturopaths, physiotherapists and other medical professions
  • Group practices and health centers

Comprehensive basic insurance (selection)

  • Insurance covers bodily injury, property damage and pure pecuniary losses
  • Defends against unjustified claims
  • Employment as a hospital physician
  • Secondary employment (e.g. public health officer, club doctor, sports doctor) and other roles (e.g. worldwide emergency services, private medical services)
  • Legal protection in criminal proceedings
  • Coverage for subsequent risks if the practice closes or in the event of death
  • Insurance in case of claims involving risks and substances such as botulinum toxin (Botox) or silicone

Professional claims handling in Switzerland

  • As a specialist insurer for the medical sector, Zurich has its own competence center for medical claims in Zurich, plus one office each in French- and Italian-speaking Switzerland
  • You have access to specialists for general questions on risk management and legal matters
  • Professional, fast claims handling and personal service for professional indemnity cases
  • Another team (Medical Support) maintains a wide-ranging network of experts and appraisers, and effectively supports their claims handling processes

Our advisory service

Protect yourself against claims for damages from patients. We would be glad to advise you.

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Protection for inventory and earnings

Water damage in a warehouse, followed by loss of income – the financial consequences can be severe. Protect yourself against risks, now.

Comprehensive protection for IT, machinery and installations

Damage to IT, machinery or installations can have a massive impact on your business. You need effective protection.

Protection for managers

Directors’ and officers’ liability covers the costs of legal defense in the event of complaints and unjustified claims, as well as compensation payments.