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In detail Basic insurance Zurich pays the costs relating to the following factors: Fire and smoke damage as well as damage caused by natural hazards such as flooding, hail and storms Water damage resulting from damaged pipes and systems as well as installations and equipment connected to said pipes and systems. Exposure costs up to CHF 20,000 are covered Damage caused by rain, snow and melting water that penetrate the building from outside, as well as damage to the building interior caused by a sewage backlog Loss of rent, cost of living, clearance and disposal up to 10% of the buildings insurance sum Supplementary insurance Glass breakage insurance for glass in furniture and buildings Damage to the building caused by earthquakes or volcanic eruptions Benefit increase in costs for detection, exposure and repairs following a burst pipe Exclusively from your insurance advisor Benefit increase in costs for the cost of living, clearance, disposal, loss of rent in the case of subletting, as well as the costs of changing locks following a break-in Damage caused by wild rodents such as martens or rats (bites) – up to the agreed sum insured Accidental damage to cultivated areas: damage to objects kept outdoors, such as plants, lawns, shrubs or trees, paved and gravel paths, as well as fountains and ponds Home Care Service: coordination and coverage of costs for an immediate response in emergency situations, such as emergency locks, emergency glazing, pipe cleaning or guard service Standard domestic installations: damage to all fixed domestic installations, such as heating, solar or photovoltaic systems Building liability for single- or multiple-occupancy dwellings not occupied by the policyholder Attractive terms No reduction in benefits in case of underinsurance (up to a maximum 10% of the sum insured or CHF 30,000) with the exception of damage caused by natural hazards Up to the age of 25, you benefit from a young person’s discount of up to 20% on your household policy Up to the age of 30, you benefit from a maximum 10% premium discount on your household policy You benefit from Zurich's partnership with Securitas Direct, provider of state-of-the-art alarm systems for your home Waldis Safes: Zurich's partner for optimum security solutions for valuable items Download GCI Household Insurance [PDF, 471 KB]
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