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Electric car insurance

The insurance for your electric car or plug-in hybrid car: With eco-bonus, all-round protection and many other services. With our electric car insurance, environmentally conscious driving pays off.

Everything you need

Personal & close

Our 28 Help Points and 300 partner garages offer you excellent and sustainable service with a lifetime guarantee to keep you mobile!

Zurich Advantages

We offer benefits such as unchanged premium after claim, 1 year free traffic legal protection, combined discount with life insurance, and bonuses for young driver under 25.


Bonus for electric cars

Environmentally friendly electric and hybrid cars drive at particularly low rates with us. Discover the optimum protection for your electric car!

Insurance benefits

Electric car insurance offers the protection of classic car insurance, but also provides additional cover for your electric or plug-in vehicle with the E-Mobility Protect supplementary cover.
Battery PLUS Charging station and accessories protection Charging card and app protection

E-Mobility Protect – the plus in safety

With the new E-Mobility Protect additional coverage in car insurance, you and your electric or plug-in vehicle are well protected.

Do you have any questions?

Isn't the battery already covered by the manufacturer?

While many claims are indeed covered by the manufacturer's warranty, not all are. For example, usage errors are explicitly excluded from the warranty. Zurich offers protection that is actually all-encompassing for this reason, covering deep discharging, overvoltage and even usage errors.

How might usage errors occur?

Usage errors can occur through irregular strain on the battery. Discharging in full or the incorrect programming of a smart wallbox may also lead to battery damage in certain circumstances.

What is deep discharging?

When a battery's voltage drops below a certain critical value, it is called deep discharging. It can cause various types of damage to the battery. Deep discharging can occur, for example, if the charging device is faulty.

What is overvoltage and overcurrent?

Overvoltage refers to a state when a battery's voltage exceeds the tolerance range. Possible causes of overvoltage include power outages, short-circuits, thermal overload and lightening strikes.

What is the distinction between a warranty and insurance benefit?

Charging stations normally have a two-year warranty and receive similar protection to mobile phones. This means that operating damage is covered. However, if the charging station is stolen or damaged suddenly by an unforeseeable event, the warranty no longer provides cover, but Zurich's insurance does.

Why is app protection needed? What risks are insured?

App protection takes over if the app is hacked or the smartphone is stolen, creating a risk of information being misused. If the app is misused, we will cover the costs arising up to the agreed sum insured. Blocking and replacement costs for the charging card are also covered.

Can I take out the E-Mobility Protect cover online?

Yes, you can simply select the "Insurance package" option in the premium calculator and choose E-Mobility Protect in the detailed view. If you are already a Zurich customer, please use the contact form or call our Service Center or your customer advisor and we will be happy to create a no-obligations offer for you.

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Zurich Z Volt, unit price for car charging throughout Switzerland

Swiss national unit prices for all electric and plug-in drivers without subscription or basic fee

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